Low Interest Rate Credit Cards

Low Interest Rate Credit Cards are the best way to save money when purchasing items with your credit card. We offer the top low interest rate credit cards where consumers can search, compare and apply online for the credit card that best suits your needs. Using low interest rate credit cards helps you keep the money you earned in your pocket instead of paying hundreds or even thousands on interest that you might have accrued. Each offer we display shows the credit cards APR, the annual fee, the credit required for approval and details about the offer. Low Interest rate credit cards are great because they can act like a personal loan on large purchases. Please review all the cards below to find the best low interest rate credit cards for you.

Discover® More(SM) Card - American Flag

Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%** 6 Months* 11.99 - 19.99%* None* Good*

Blue from American Express(R)

0% Intro APR for 6 months on purchases No Annual Fee Earn Membership Rewards(R) points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now Express Approval. Get a decision in less than 60 seconds.

Intro APR Intro Period Regular APR Annual Fee Credit Needed See Terms** See Terms* As low as 15.24%* No Annual Fee* Excellent*

Citi® Platinum Select® Card

0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Up to 12 Months* As low as 11.99 (V)%* None* Good*

Discover® More(SM) Card

Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%** 6 Months* 11.99 - 19.99%* None* Good*

Chase Sapphire(SM)

10,000 Bonus Points after first purchase 2X on all airfare booked through Ultimate Rewards No earning caps, point expiration, or blackout dates Earn up to 10x for every dollar when shopping at select merchants through Ultimate Rewards Mall 1 point for every dollar on all other purchases 24/7 Dedicated service advisor (No voice recording) Premier travel protection benefits No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* As low as 12.24 Variable%* None* Excellent*

Citi Forward(SM) Card

The credit card that rewards you for good behavior. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. 6,000 bonus points after $250 in purchases are made within 3 months of account opening. 5,000 bonus points when you sign up for paperless statements within 3 months of account opening. 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases. 0% APR for 6 months on purchases and balance transfers.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months* 14.24 (V)%* None* Good*

Miles by Discover® Card

12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months Double Miles on up to $3,000 in travel and restaurant purchases each year Book any travel, anytime with no blackout dates or restrictions 1 Mile for every $1 on all your other purchases Unlimited Miles that never expire No Annual Fee Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%** 6 Months* 11.99 - 19.99%* None* Good*

Discover® More(SM) Card - Monogram

Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%** 6 Months* 11.99 - 19.99%* None* Excellent*

Blue Cash(R) from American Express

When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase No Annual Fee 0% Intro APR for 6 months on purchases Express Approval. Get a decision in less than 60 seconds.

Intro APR Intro Period Regular APR Annual Fee Credit Needed See Terms** See Terms* As low as 17.24%* No Annual Fee* Excellent*

IBERIABANK Visa® Classic Card

Variable Rate APR ranging from Prime + 4.00% thru Prime + 10.00% depending on creditworthiness and other factors Purchase and Cash Advance APR's may vary with the market based on the Prime Rate. No annual membership fee Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date 25 day grace period Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Credit Needed 1.99% BT & CA Only* 6 Billing Cycles* 7.25 - 13.25%* None* Excellent*

Discover® Motiva(SM) Card

Cash Rewards for your good credit management! Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*

Intro APR Intro Period Regular APR Annual Fee Credit Needed 3.99%** 6 Months* 11.99 - 19.99%* None* Good*

Platinum Card(R) from American Express

Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket! 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events Complimentary Airport Club Access The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* N/A%* $450 annual fee* Excellent*

IBERIABANK Visa® Gold Card

Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors Purchase and Cash Advance APR's may vary with the market based on the Prime Rate. Earn 1% in cash back credit on all qualifying purchases No limit on cash back; no expiration date on eligibility for accounts in good standing Travel accident coverage up to $500,000 No annual membership fee Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date. 25 Day grace period Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Credit Needed 1.99% BT & CA Only* 6 Billing Cycles* 8.25 - 14.25%* None* Excellent*

Discover® More(SM) Card - Wildlife Collection

Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%** 6 Months* 11.99 - 19.99%* None* Good*

IBERIABANK Visa® Platinum Card

Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors Purchase and Cash Advance APR's may vary with the market based on the Prime Rate. Earn 1 bonus point for every $1 in qualifying net retail purchases Turn your points into hotel, gift, or experience rewards Travel accident coverage up to $1,000,000 No annual membership fee Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date. 25 day grace period Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Credit Needed 1.99% BT & CA Only* 6 Billing Cycles* 8.25 - 14.25%* None* Excellent*

Discover® More(SM) Card - Clear

Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%** 6 Months* 11.99 - 19.99%* None* Good*

Discover® More(SM) Card - Sealife Collection

Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%** 6 Months* 11.99 - 19.99%* None* Good*

Discover® Open Road(SM) Card

Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant. 5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM) Up to 1% unlimited Cashback Bonus on all other purchases automatically Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%** 6 Months* 11.99 - 19.99%* None* Good*

Biodegradable Discover® More Card

Help protect the planet with the new biodegradable Discover Card Card plastic breaks down 99% within five years in landfill conditions Earn more cash in more ways than anyone else(SM) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online Double rewards with more than 100 Cashback Bonus Partners Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%** 6 Months* 11.99 - 19.99%* None* Good*

Citi Forward(SM) Card for College Students

The credit card that rewards you for good behavior. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. 3,500 bonus points after $250 in purchases are made within 3 months of account opening. 2,500 bonus points when you sign up for paperless statements within 3 months of account opening. 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases. 0% APR for 6 months on purchases.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months* 17.24 (V)%* None* Good*

IBERIABANK Visa ® Select Card

Introductory Rate of 7.50% for 12 months from date opened on Purchases Introductory Rate of 7.50% for the first 12 billing cycles on Balance Transfers. Applies to balance transfers processed within three months of your account open date Low Ongoing Variable Rate APR after introductory period Prime + 4.25% Purchase and Cash Advance APR’s may vary with the market based on the Prime Rate. No transaction fee for balance transfers 25 day grace period Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Credit Needed 7.50%* 12 Months* 7.50%* $45* Excellent*

Platinum Zero(TM) Secured Visa® Credit Card from Applied Bank®

ZERO - 0% FIXED APR on Purchases - No Intro Rates! ZERO - 0% Rate Won’t Change - Even If You’re Late! ZERO Turn Downs - Guaranteed Approval* ZERO Credit and Income Requirements ZERO Application Fees ZERO Hassles - Just Choose Your Credit Limit Up To $5,000* ZERO Worries - FREE Personal ID Theft Protection ZERO Delays - Timely CREDIT Bureau Reporting! *Requires identity and residence verification and minimum deposit amount of $500 up to $5,000.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* N/A* 0%* See Terms* Poor*

Blue Sky from American Express(R)

0% Intro APR for 6 months on purchases Earn 1 point for every dollar you spend Points good on any airline, hotel, car rental and more. No blackout dates or travel restrictions Express Approval. Get a decision in less than 60 seconds.

Intro APR Intro Period Regular APR Annual Fee Credit Needed See Terms** See Terms* As low as 17.24%* No Annual Fee* Good*

Capital One® No Hassle Miles(SM) Rewards

1 mile per dollar spent on purchases up to $1,000 each month 2 miles per dollar above $1,000 each month No limit on the miles you can earn and miles don't expire Redeem for Travel, Merchandise, Gift Cards and more No blackout dates and no seat restrictions Fly FREE on any airline to any destination No foreign transaction fees 0% APR on purchases until January 2011 No annual fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0% on purchases* Until January 2011* 13.90 (V)%* None* Excellent*

 

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.