Low Interest Rate Credit Cards

Low Interest Rate Credit Cards are the best way to save money when purchasing items with your credit card. We offer the top low interest rate credit cards where consumers can search, compare and apply online for the credit card that best suits your needs. Using low interest rate credit cards helps you keep the money you earned in your pocket instead of paying hundreds or even thousands on interest that you might have accrued. Each offer we display shows the credit cards APR, the annual fee, the credit required for approval and details about the offer. Low Interest rate credit cards are great because they can act like a personal loan on large purchases. Please review all the cards below to find the best low interest rate credit cards for you.

Discover® More Card

0% intro APR on balance transfers for a full 15 months, then the Regular APR 0% intro APR on purchases for a full 6 months, then the Regular APR 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%** 6 Months* 11.99 - 20.99 (Variable)%* None* Excellent*

Citi® Platinum Select® MasterCard®

0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate* Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more Citi® Identity Theft Solutions Secure, free online account management No annual fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 12 Months on Purchases* 11.99 - 19.99 (Variable)%* None* Good*

Capital One® Platinum Prestige Credit Card

0% intro APR until July 2011 on balance transfers, processed in as little as 48 hours 0% intro APR until July 2011 on purchases Transfer your higher-rate balances $0 Fraud Liability if your card is lost or stolen 24-hour travel & emergency assistance gives you a replacement card and cash advance 24-hour roadside assistance Travel accident insurance No annual fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Until July 2011* 11.9 (V)%* None* Excellent*

Chase Sapphire(SM)

Earn $100 in rewards - that's 10,000 bonus points after your first purchase! Redeem points for travel, gift cards, merchandise, cash back and more 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases Points never expire and there are no limits on how many points you can earn 24/7 Dedicated service advisors (No voice recording) Premier travel and purchase protection benefits All of this for no annual fee!

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* 12.24 Variable%* None* Excellent*

Citi Forward® Card

Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening. 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. No annual fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0% if you qualify** 7 Months on Purchases* 12.99 - 19.99 (Variable)%* None* Good*

Citi® Diamond Preferred® Card

0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate. Concierge service that caters to your needs 24/7 Citi® Identity Theft Solutions Secure, free online account management No annual fee*

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 12 Months* 14.99 (Variable)%* None* Good*

Miles by Discover® Card

12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year Double Miles on your first $3,000 in travel and restaurant purchases each year Double Miles through our exclusive online shopping site One Mile for every dollar on all other purchases Flexible redemption options for travel, gift cards, or cash 0% intro APR on balance transfers and purchases for 6 months, then the Regular APR

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%** 6 Months* 10.99 - 16.99 (Variable)%* None* Good*

Blue Cash(R) from American Express

When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase No Annual Fee 0% Intro APR for 6 months on purchases Express Approval. Get a decision in less than 60 seconds.

Intro APR Intro Period Regular APR Annual Fee Credit Needed See Terms** See Terms* 17.24-21.24 Variable%* No Annual Fee* Excellent*

IBERIABANK Visa® Classic Card

No annual membership fee Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Credit Needed 1.99% BT & CA Only* 6 Billing Cycles* 7.25, 10.25, or 13.25%* None* Excellent*

Discover® MotivaCard

Cash rewards for your good credit management Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall Up to 1% unlimited Cashback Bonus on all other purchases 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR 3.99% intro APR on purchases for a full 12 months, then the Regular APR

Intro APR Intro Period Regular APR Annual Fee Credit Needed 3.99%** 12 Months* 11.99 - 20.99 (Variable)%* None* Good*

The Platinum Card(R) from American Express

Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket! Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program. 24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card(R) Concierge is at your service so you can spend your energy doing what you want. FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world.

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* N/A%* $450 annual fee* Excellent*

IBERIABANK Visa® Gold Card

No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Earn 1% in cash back credit on all qualifying purchases No limit on cash back; no expiration date on eligibility for accounts in good standing Travel accident coverage up to $500,000 Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Credit Needed 1.99% BT & CA Only* 6 Billing Cycles* 9.25, 12.25, or 15.25%* None* Excellent*

IBERIABANK Visa® Platinum Card

No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Earn 1 bonus point for every $1 in qualifying net retail purchases Turn your points into hotel, gift, or experience rewards Travel accident coverage up to $1,000,000 Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Credit Needed 1.99% BT & CA Only* 6 Billing Cycles* 9.25, 12.25, or 15.25%* None* Excellent*

Discover® Open Road Card

2% Cashback Bonus automatically at any gas station and any restaurant 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall Up to 1% unlimited Cashback Bonus on all other purchases 0% intro APR on balance transfers for 12 full months, then the Regular APR 0% intro APR on purchases for 6 months, then the Regular APR

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%** 6 Months* 11.99 - 20.99 (Variable)%* None* Good*

Citi Forward® Card for College Students

No Cosigner required APR reduction on purchases when using credit wisely 100 ThankYou Points each billing period that you pay on time and stay under your credit line Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0% if you qualify** 7 Months on Purchases* 12.99 - 19.99 (Variable)%* None* Good*

IBERIABANK Visa ® Select Card

Introductory Rate of 0.00% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period. Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00). Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 12 Months* 7.50%* $35* Excellent*

Platinum Zero(TM) Secured Visa® Credit Card from Applied Bank®

ZERO - 0% FIXED APR on Purchases - No Intro Rates! ZERO - 0% Rate Won’t Change - Even If You’re Late! ZERO Application Fees ZERO Worries - FREE Personal ID Theft Protection ZERO Delays - Timely CREDIT Bureau Reporting

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* N/A* 0%* See Terms* Poor*

Citi® Diamond Preferred® Rewards Card

$50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate. 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter** Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 12 Months* 12.99 - 20.99 (Variable)%* None* Good*

Blue Sky from American Express(R)

0% Intro APR for 6 months on purchases Earn 1 point for every dollar you spend Points good on any airline, hotel, car rental and more. No blackout dates or travel restrictions Express Approval. Get a decision in less than 60 seconds.

Intro APR Intro Period Regular APR Annual Fee Credit Needed See Terms** See Terms* 17.24-21.24 Variable%* No Annual Fee* Excellent*

Bryant State Bank MasterCard®

Low Interest Rate of 11.25%* Introductory Balance Transfer Rate No Balance Transfer Fee $0 Fraud Liability 24/7 Online Account Access Emergency Cash Advance & Card Replacement Worldwide Acceptance *See Card Terms and Conditions

Intro APR Intro Period Regular APR Annual Fee Credit Needed 3.25% on Balance Transfers BT & CA Only* 6 Months* 11.25%* $20* Good*

Capital One® Platinum Credit Card

0% intro APR until July 2011 on balance transfers, processed in as little as 48 hours 0% intro APR until July 2011 on purchases Transfer your higher-rate balances $0 Fraud Liability if your card is lost or stolen 24-hour travel & emergency assistance gives you a replacement card and cash advance 24-hour roadside assistance Travel accident insurance No annual fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Until July 2011* 14.9 (V)%* None* Good*

Discover® More Card- Black

0% intro APR on balance transfers for a full 12 months, then the Regular APR 0% intro APR on purchases for a full 9 months, then the Regular APR 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%** 9 Months* 11.99 - 20.99 (Variable)%* None* Excellent*

Discover® More Card - $75 Cashback Bonus

0% intro APR on balance transfers for a full 12 months, then the Regular APR 0% intro APR on purchases for a full 6 months, then the Regular APR Get $75 Cashback Bonus when you make $500 in purchases within 3 months 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%** 6 Months* 11.99 - 20.99 (Variable)%* None* Excellent*

PenFed Premium Travel Rewards American Express® Card

5 Points for Every $1 Spent on Airfare! 3 Points on Hotels and Dining (through December 31, 2010) No Balance Transfer Fees – Good till June 30, 2010 Automatic enrollment in PenFed Premium Rewards Program Access to 600+ Luxury VIP Global Airport Lounge Access with $15,000 Annual Spend 24/7 Premium Concierge Service Exclusive Travel Upgrades and Offers Redeem on any Airline; no black-out dates or restrictions Spend $650 in the First Three Months and Receive 20,000 bonus points No Foreign Transaction Fees! You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more. li>

Intro APR Intro Period Regular APR Annual Fee Credit Needed 4.99%-6.99%* BT & CA Only* 24 Months* 13.24%* $50* Excellent*

PenFed Promise VISA Card

Absolutely No Fees! Introductory Purchase Rate – 7.49% APR for the first 36 months. Afterwards, the APR will vary with the Prime Rate and is currently 9.99% APR. No Balance Transfer Fees – Good till June 30, 2010 No Foreign Transaction Fees! Some restrictions apply. You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 7.49%* 36 Months* 9.99%* None* Excellent*

Visa Platinum Cashback Rewards Card

13.99% APR – Lower than most rewards cards! Earn 2.00% Cash Back on Supermarket Purchases* Earn 5.00% Cash Back from Gas Purchases Paid at the Pump* Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle No Balance Transfer Fees – Good till June 30, 2010 Up to $50,000 Limit No Annual Fee Cash Rewards Credited Each Month No Special Restrictions to Earn Your Cash Rewards Limited Time Only – Low Balance Transfer Rates† You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 4.99%-6.99%* BT & CA Only* 24 Months* 13.99%* None* Excellent*

Chase Freedom® Visa

0% Intro APR and No Annual Fee 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy! Unlimited 1% Cash Back on all other purchases with no spending tiers Up to an additional 20% cash back when you shop online at select merchants through Chase

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months on Purchases* 12.99-22.99 Variable%* None* Excellent*

Citi® Dividend Platinum Select® MasterCard®

0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate. Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter. Full 1% cash back on eligible purchases and cash advances. Earn extra cash back on popular, rotating categories each quarter. Average 5% additional cash back through Citi Bonus Cash Center® No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0% BT & CA Only* 15 Months** 12.99 - 20.99 (Variable)%* None* Excellent*

Chase Sapphire Preferred Card

Earn a FREE FLIGHT - that's 25,000 bonus points after you spend $3,000 in the first 3 months! 2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire. Points are worth 25% more when you redeem for travel through Ultimate Rewards 7% annual points dividend - earn bonus points on your points 1:1 points transfer to leading airline and hotel programs 24/7 Dedicated expert service advisors (No voice recording) No Annual Fee for your first year - An $85 value

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* 12.24 Variable%* See Terms* Excellent*

 

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.