Low Interest Rate Credit Cards

Low Interest Rate Credit Cards are the best way to save money when purchasing items with your credit card. We offer the top low interest rate credit cards where consumers can search, compare and apply online for the credit card that best suits your needs. Using low interest rate credit cards helps you keep the money you earned in your pocket instead of paying hundreds or even thousands on interest that you might have accrued. Each offer we display shows the credit cards APR, the annual fee, the credit required for approval and details about the offer. Low Interest rate credit cards are great because they can act like a personal loan on large purchases. Please review all the cards below to find the best low interest rate credit cards for you.

Discover® More® Card - American Flag

0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months* As low as 11.99 Variable%* None* Excellent*

Blue from American Express(R)

0% Intro APR for 6 months on purchases No Annual Fee Earn Membership Rewards(R) points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now Express Approval. Get a decision in less than 60 seconds.

Intro APR Intro Period Regular APR Annual Fee Credit Needed See Terms** See Terms* As low as 15.24%* No Annual Fee* Excellent*

Citi® Platinum Select® Card

0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Up to 12 Months* As low as 11.99 Variable%* None* Good*

Discover® More® Card

0% APR on Balance Transfers for a FULL 12 months 0% APR on Purchases for a FULL 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months* As low as 11.99 Variable%* None* Excellent*

Chase Sapphire(SM)

Earn $100 in rewards - that's 10,000 bonus points after your first purchase! Redeem points for travel, gift cards, merchandise, cash back and more 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases Points never expire and there are no limits on how many points you can earn 24/7 Dedicated service advisors (No voice recording) Premier travel and purchase protection benefits All of this for no annual fee!

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* As low as 12.24 Variable%* None* Excellent*

Citi Forward® Card

The credit card that rewards you for good behavior. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. 6,000 bonus points after $250 in purchases are made within 3 months of account opening. 2,500 bonus points when you sign up for paperless statements within 3 months of account opening. 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases. 0% APR for 7 months on purchases and balance transfers.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 7 Months* 14.24 Variable%* None* Good*

Miles by Discover® Card

12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months Double Miles on up to $3,000 in travel and restaurant purchases each year Book any travel, anytime with no blackout dates or restrictions 1 Mile for every $1 on all your other purchases Unlimited Miles that never expire No Annual Fee Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months* As low as 11.99 Variable%* None* Good*

Discover® More® Card - Monogram

0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months* As low as 11.99 Variable%* None* Excellent*

Blue Cash(R) from American Express

When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase No Annual Fee 0% Intro APR for 6 months on purchases Express Approval. Get a decision in less than 60 seconds.

Intro APR Intro Period Regular APR Annual Fee Credit Needed See Terms** See Terms* As low as 17.24%* No Annual Fee* Excellent*

IBERIABANK Visa® Classic Card

Variable Rate APR ranging from Prime + 4.00% thru Prime + 10.00% depending on creditworthiness and other factors Purchase and Cash Advance APR's may vary with the market based on the Prime Rate. No annual membership fee Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date 25 day grace period Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Credit Needed 1.99% BT & CA Only* 6 Billing Cycles* 7.25 - 13.25%* None* Excellent*

Discover® Motiva(SM) Card

Cash Rewards for your good credit management! Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*

Intro APR Intro Period Regular APR Annual Fee Credit Needed 3.99%* 6 Months* As low as 11.99 Variable%* None* Good*

Platinum Card(R) from American Express

Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket! 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events Complimentary Airport Club Access The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* N/A%* $450 annual fee* Excellent*

IBERIABANK Visa® Gold Card

Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors Purchase and Cash Advance APR's may vary with the market based on the Prime Rate. Earn 1% in cash back credit on all qualifying purchases No limit on cash back; no expiration date on eligibility for accounts in good standing Travel accident coverage up to $500,000 No annual membership fee Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date. 25 Day grace period Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Credit Needed 1.99% BT & CA Only* 6 Billing Cycles* 8.25 - 14.25%* None* Excellent*

Discover® More® Card - Wildlife Collection

0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months* As low as 11.99 Variable%* None* Excellent*

IBERIABANK Visa® Platinum Card

Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors Purchase and Cash Advance APR's may vary with the market based on the Prime Rate. Earn 1 bonus point for every $1 in qualifying net retail purchases Turn your points into hotel, gift, or experience rewards Travel accident coverage up to $1,000,000 No annual membership fee Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date. 25 day grace period Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Credit Needed 1.99% BT & CA Only* 6 Billing Cycles* 8.25 - 14.25%* None* Excellent*

Discover® More® Card - Sealife Collection

0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months* As low as 11.99 Variable%* None* Excellent*

Discover® Open Road(SM) Card

Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant. 5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM) Up to 1% unlimited Cashback Bonus on all other purchases automatically Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months* As low as 11.99 Variable%* None* Good*

Biodegradable Discover® More® Card

Help protect the planet with the new biodegradable Discover Card Card plastic breaks down 99% within five years in landfill conditions 0% APR on Balance Transfers and Purchases for a full 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months* As low as 11.99 Variable%* None* Excellent*

Citi Forward® Card for College Students

The credit card that rewards you for good behavior. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. 3,500 bonus points after $250 in purchases are made within 3 months of account opening. 2,500 bonus points when you sign up for paperless statements within 3 months of account opening. 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases. 0% APR for 7 months on purchases.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 7 Months* 17.24 Variable%* None* Good*

IBERIABANK Visa ® Select Card

Introductory Rate of 7.50% for 12 months from date opened on Purchases Introductory Rate of 7.50% for the first 12 billing cycles on Balance Transfers. Applies to balance transfers processed within three months of your account open date Low Ongoing Variable Rate APR after introductory period Prime + 4.25% Purchase and Cash Advance APR’s may vary with the market based on the Prime Rate. No transaction fee for balance transfers 25 day grace period Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Credit Needed 7.50%* 12 Months* 7.50%* $45* Excellent*

Platinum Zero(TM) Secured Visa® Credit Card from Applied Bank®

ZERO - 0% FIXED APR on Purchases - No Intro Rates! ZERO - 0% Rate Won’t Change - Even If You’re Late! ZERO Application Fees ZERO Worries - FREE Personal ID Theft Protection ZERO Delays - Timely CREDIT Bureau Reporting

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* N/A* 0%* See Terms* Poor*

Blue Sky from American Express(R)

0% Intro APR for 6 months on purchases Earn 1 point for every dollar you spend Points good on any airline, hotel, car rental and more. No blackout dates or travel restrictions Express Approval. Get a decision in less than 60 seconds.

Intro APR Intro Period Regular APR Annual Fee Credit Needed See Terms** See Terms* As low as 17.24%* No Annual Fee* Good*

Discover® More® Card – Monogram

0% APR on Balance Transfer for a FULL 12 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 2.99%* 12 Months* As low as 12.99 Variable%* None* Excellent*

Discover® More®Card – Shamrock

0% APR on Purchases for a FULL 9 months 0% APR on Balance Transfers for a FULL 12 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 9 Months* As low as 12.99 Variable%* None* Excellent*

Discover® More®Card - $50 Cashback Bonus®

0% APR on Balance Transfers for a FULL 12 months 0% APR on Purchases for a FULL 6 months Get $50 Cashback Bonus after your first $599 in purchases 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months* As low as 12.99 Variable%* None* Excellent*

 

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.