Low Interest Rate Credit Cards

Low Interest Rate Credit Cards are the best way to save money when purchasing items with your credit card. We offer the top low interest rate credit cards where consumers can search, compare and apply online for the credit card that best suits your needs. Using low interest rate credit cards helps you keep the money you earned in your pocket instead of paying hundreds or even thousands on interest that you might have accrued. Each offer we display shows the credit cards APR, the annual fee, the credit required for approval and details about the offer. Low Interest rate credit cards are great because they can act like a personal loan on large purchases. Please review all the cards below to find the best low interest rate credit cards for you.

Blue from American Express®

0% APR on purchases for up to 15 months No Annual Fee Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance. Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences. Membership Rewards Express® program Express Approval.  Get a decision in less than 60 seconds.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Up to 15 Months* As low as 9.99%* None* Excellent*

Citi® Platinum Select® Card

0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Up to 12 Months* As low as 8.49%* None* Good*

Chase Platinum Visa® Card

0% Intro APR for up to 12 months The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history No Annual Fee FREE Online Account Access FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 12 Months* 10.99%* None* Good*

Discover® More(SM) Card

Earn more cash in more ways than anyone else(SM*) Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 12 months on Purchases and Balance Transfers

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 12 Months* 10.99%* None* Good*

Capital One® Platinum Prestige

Rest easy with an outstanding, low rate—for customers with excellent credit 7.9% APR on purchases and balance transfers Your APR will not increase simply because you pay late only once or go over your credit limit No annual fee and no balance transfer fees

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* 7.90%* None* Excellent*

Citi® Diamond Preferred® Card

0% APR* on balance transfers and purchases for up to 12 months Citi® Indentity Theft Solutions $0 Liability on unauthorized purchases Secure, free online acount management No annual fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Up to 12 Months* As low as 8.49%* None* Good*

Platinum Edition® Visa® Card

Introductory 0% APR* on purchases for the first 15 billing cycles after your account is opened No annual fee Online access to view transactions, pay your bill, view up to 7 years of prior statements and more! Purchase Protection and Extended Warranty* $250,000 in Travel Accident Insurance* Up to a 25% discount at select car rental agencies* FirstGuard® provides protection against identity theft

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 15 Billing Cycles* As low as 11.24%* None* Good*

Blue Cash® from American Express

Up to 5% Cash Back with Unlimited Cash Rewards No Annual Fee 0% Intro APR for 6 months on purchases Low Balance Transfer rate - 4.99% fixed APR for the life of the balance Express Approval. Get a decision in less than 60 seconds.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months* As low as 9.99%* None* Excellent*

Chase Free Cash Rewards(SM) Visa® Card

1 point for every eligible dollar in purchases 1,000 Bonus Points after your first purchase Intro 0% Fixed APR for up to 12 months* No Annual Fee Get your rewards with as few as 2,500 points Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 12 Months* 10.99%* None* Good*

Chase Platinum MasterCard®

0% Intro APR for up to 12 months The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history No Annual Fee Interest-free grace period when you pay your bill in full each month FREE Online Account Access FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 12 Months* 10.99%* None* Good*

BucksBack(SM) Platinum Edition® Visa® Card

Receive $50 the first time you use your card* Earn cash back on every purchase* Earn additional $25 reward check or rebate credit to your account* for every $2,500 in purchases on the card. Online access to view transactions, pay your bill, view up to seven years of prior statements and more!

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 12 Billing Cycles* As low as 9.99%* None* Good*

Discover® Open Road(SM) Card

0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers Save at the pump and everywhere else.* 5% Cashback Bonus® on gas and auto maintenance purchases 5% to 20% Cashback Bonus at top online retailers* Up to 1% Cashback Bonus on all other purchases Unlimited cash rewards Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Up to 12 Months* 10.99%* None* Good*

GM Flexible Earnings Card

0% introductory APR for 12 months (on balance transfers) A full 1% cash back option A full 1% earnings toward any other new vehicle Triple your earnings to 3% toward an eligible, new GM vehicle No annual fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0% BT Only* 12 Months* As low as 14.24%* None* Good*

Bank of America® Platinum Plus® Visa® Card

0% Intro Annual Percentage Rate (APR)† for 12 months on balance transfers WITH a balance transfer fee, min $10, 3% of transfer No annual fee Credit lines as high as $25,000 Online Banking Service Total Security Protection® Card issued by FIA Card Services, N.A. Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* 7.99%* None* Good*

IBERIABANK MasterCard®

Variable rates as low as Prime - 1% No annual membership fee 0% Introductory APR on balance transfers for your first 6 billing cycles 25 Day grace period Online access to credit card information

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* %* None* Excellent*

Total MerrillSM Cash Back Visa® Credit Card

1% Cash Back on Virtually All Purchases No Annual Fee No annual fee and a low competitive 9.99% annual percentage rate (APR). Low 9.99% APR for Retail Purchases† Credit Line may be as high as $250,000 Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* 9.99%* None* Good*

Capital One ® Platinum Prestige Visa®

Rest easy with an outstanding, low rate—for customers with excellent credit 7.9% APR on purchases and balance transfers Your APR will not increase simply because you pay late only once or go over your credit limit No annual fee and no balance transfer fees

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* 7.90%* None* Excellent*

Bank of America WorldPoints™ Platinum Plus® MasterCard® Credit Card

0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles. Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more. No Annual Fee Free 24/7 Concierge Service Absolute Fraud Protection Card issued by FIA Card Services, NA. Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* 9.99 / 15.99%* None* Good*

The Merrill+ Visa® Credit Card

Introductory 1.9% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10) No Annual Fee Outstanding Rewards Program One of the best rewards cards available today with anytime, anywhere air rewards. Earn 1 point for every $1 spent on net retail purchases, and accrue unlimited Merrill points.§ Points can be redeemed for Merchandise, Travel, Gift Certificates, and more. Extraordinary Benefits Receive unique perks and upgrades such as companion airline tickets and upgrades, airport lounge access, and 24/7 concierge.

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* 9.99%* None* Good*

Pulaski Bank VISA® Card

6.50% APR 0.0% Introductory APR on all balance transfers Fixed low rate. Best Credit Card Rate in the Country No Fee balance transfers

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0% BT Only* 6 Months* 6.50%* $35 * Excellent*

IBERIABANK Visa Classic®

Variable rates as low as Prime - 1% No annual membership fee 0% Introductory APR on balance transfers for your first 6 billing cycles 25 Day grace period Online access to credit card information

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* %* None* Excellent*

Union Plus® MasterCard®

FREE Rewards Program designed for hard-working union members. Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card. Earn 1 Point for every dollar spent anywhere Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores. NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*. 1.99% introductory APR on new purchases*. All Calls answered in the United States. No annual fee and No liability for unauthorized

Intro APR Intro Period Regular APR Annual Fee Credit Needed 1.99%* 6 Months* 13.99%* None* Good*

Miles by Discover® Card

A Miles card with no annual fee! No blackout dates Double Miles on food and travel, up to $3,000 each year 1 Mile for every $1 you spend Unlimited Miles while your account is active 0% Intro APR*

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months* 10.99%* None* Good*

Pulaski Bank Visa Gold

8.00% APR Low Rate No Annual Fee 0% Balance Transfers

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0% BT Only* 6 Months* 8.00%* None* Excellent*

Discover® More(SM) Card - Monogram

Earn more cash in more ways than anyone elseSM* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Up to 12 Months* 10.99%* None* Excellent*

Chase TravelPlus Visa® Card

Earn 2 miles per $1 on travel purchases Earn 1 mile per $1 on all other purchases Annual rewards fee of $29 Redeem for airline tickets, cash, gift cards and more! Intro 0% Fixed APR for up to 12 months

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 12 Months* 14.99%* None* Good*

Chase PerfectCard™ MasterCard®

6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days 1% rebates on ALL other purchases made anywhere else 0% Intro APR for up to 6 months* No Annual Fee Earn rewards wherever the road takes you with the Chase PerfectCard. Rebates are automatically credited toward future purchases made on your card.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months* 10.99%* None* Good*

Chase Freedom(SM) Credit Card

Receive $50 after you make your first purchase 3% Cash Back in your top 3 everyday spending categories 1% cash back for every $1 you spend on all other purchases Receive an extra $50 each time you save and redeem $200 in rewards

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* 14.99%* None* Excellent*

AT&T Universal Savings & Rewards Card

Up to 10% savings for the first 12 months on AT&T purchases 1 ThankYou Point for every dollar you spend on non-AT&T purchases 0% APR* on Balance Transfers for up to 12 months No Annual Fee Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0% BT Only* Up to 12 Months* As low as 9.99%* None* Good*

Citi CashReturns(SM) Card

Earn a full 1% cash back on every purchase Get a 20% bonus on the cash back earned on all purchases for the first 12 months Checks will be sent automatically every time you earn $50 - no calling necessary 0% APR* on balance transfers for up to 12 months No annual fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0% BT Only* up to 12 Months* As low as 9.99%* None* Good*

Citi PremierPass® Card

10,000 bonus points after $300 in purchases made within 3 months of account opening* Earn 1 point for every dollar spent on all purchases* Earn 1 point for every 3 miles you fly on any airline* Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card* Redeem points for flights on any airline with no blackout dates*

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0% BT Only* Up to 12 Months* As low as 11.99%* None* Good*

Citi® Diamond Preferred® Rewards Card

0% APR* on balance transfers for up to 12 months $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases No annual fee and FREE rewards program Citi® Identity Theft Solutions Price Protection Program $0 Liability on unauthorized purchases

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0% BT Only* up to 12 Months* As low as 10.49%* None* Good*

Maximum Rewards(SM) Platinum Edition® Visa® Card

0% APR* on purchases for 12 billing cycles after your account is opened Earn 5000 Bonus Points upon first usage within the first 3 billing cycles after your account is opened* * Earn rewards with every purchase* * Huge array of redemption rewards No annual fee Online access to view transactions, pay your bill, view up to 7 years of prior statements and more!

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 12 Billing Cycles* As low as 9.99%* None* Good*

Blue Sky from American Express®

No annual fee and 0% intro APR for 6 months Earn 1 point for every dollar you spend Points good on any airline, hotel, car rental and more. No blackout dates or travel restrictions Express Approval. Get a decision in less than 60 seconds.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months* As low as 9.99%* None* Good*

Brighter Planet™ Visa® Credit Card

Automatic point redemptions to help build renewable energy projects 1 EarthSmart Point for every $1 net retail 1,000 EarthSmart bonus points with first transaction 1,000 EarthSmart bonus points for signing up for paperless statements For every two base points earned through December 2008, Bank of America will make a matching contribution of one additional point Card issued by FIA Card Services, N.A. Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* 9.99 / 15.99%* None* Excellent*

Clear from American Express®

No fees of any kind.  No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees. 0% intro APR for up to 12 months. Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500. Pay in full, or carry a balance. Express Approval. Get a decision in less than 60 seconds.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Up to 12 Months* As low as 10.99%* None* Excellent*

Bank of America Visa Signature® WorldPoints™ Rewards

0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles. Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more. No Annual Fee Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues. Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants. Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible. Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning, let Visa Signature Concierge handle all the details. Card issued by FIA Card Services, NA. Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* 9.99 / 15.99%* None* Good*

Capital One® No Hassle Points(SM) Rewards - Excellent Credit