Low Interest Rate Credit Cards

Low Interest Rate Credit Cards are the best way to save money when purchasing items with your credit card. We offer the top low interest rate credit cards where consumers can search, compare and apply online for the credit card that best suits your needs. Using low interest rate credit cards helps you keep the money you earned in your pocket instead of paying hundreds or even thousands on interest that you might have accrued. Each offer we display shows the credit cards APR, the annual fee, the credit required for approval and details about the offer. Low Interest rate credit cards are great because they can act like a personal loan on large purchases. Please review all the cards below to find the best low interest rate credit cards for you.

Citi® Platinum Select® Card

0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Up to 12 Months* As low as 11.99%* None* Good*

Discover® More(SM) Card

Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Up to 6 Months* 11.99 - 18.99%* None* Good*

Discover® Open Road(SM) Card

Double Cashback Bonus on grocery store purchases in November and December* 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers Save at the pump and everywhere else.* 5% Cashback Bonus® on gas and auto maintenance purchases 5% to 20% Cashback Bonus at top online retailers* Up to 1% Cashback Bonus on all other purchases Unlimited cash rewards Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Up to 6 Months* 11.99 - 18.99%* None* Good*

IBERIABANK Visa® Classic Card

Variable Rate APR ranging from Prime + 5.5% thru Prime + 12.00% No annual membership fee Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date No transaction fee for balance transfers 25 day grace period Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Credit Needed 1.99% BT & CA Only* 6 Billing Cycles* As low as 8.75 - 15.25%* None* Excellent*

Miles by Discover® Card

12,000 Bonus Miles* – 1,000 Miles each month you make a purchase for the first 12 months Double Miles on up to $3,000 in travel and restaurant purchases each year Book any travel, anytime with no blackout dates or restrictions 1 Mile for every $1 on all your other purchases Unlimited Miles that never expire* No Annual Fee Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months* 11.99 - 18.99%* None* Good*

Discover® More(SM) Card - Monogram

Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Up to 6 Months* 11.99 - 18.99%* None* Excellent*

Discover® More(SM) Card - American Flag

Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Up to 6 Months* 11.99 - 18.99%* None* Good*

Discover® Motiva(SM) Card

Double Cashback Bonus on grocery store purchases in November and December* Cash Rewards for your good credit management!* Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases Unlimited cash rewards Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Intro APR Intro Period Regular APR Annual Fee Credit Needed 3.99%* 6 Months* 11.99 - 18.99%* None* Good*

IBERIABANK Visa® Gold Card

Variable Rate APR ranging from Prime + 6.5% thru Prime + 13.00% Earn 1% in cash back credit on all qualifying purchases No limit on cash back; no expiration date on eligibility for accounts in good standing Travel accident coverage up to $500,000 No annual membership fee Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date. No transaction fee for balance transfers 25 Day grace period Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Credit Needed 1.99% BT & CA Only* 6 Billing Cycles* As low as 9.75 - 16.25%* None* Excellent*

Discover® More(SM) Card - Wildlife Collection

Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Up to 6 Months* 11.99 - 18.99%* None* Good*

IBERIABANK Visa® Platinum Card

Variable Rate APR ranging from Prime + 6.5% thru Prime + 13.00% Earn 1 bonus point for every $1 in qualifying net retail purchases Turn your points into hotel, gift, or experience rewards Travel accident coverage up to $1,000,000 No annual membership fee Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date. No transaction fee for balance transfers 25 day grace period Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Credit Needed 1.99% BT & CA Only* 6 Billing Cycles* As low as 9.75 - 16.25%* None* Excellent*

Discover® More(SM) Card - Clear

Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Up to 6 Months* 11.99 - 18.99%* None* Good*

Discover® More(SM) Card - Sealife Collection

Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus  Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Up to 6 Months* 11.99 - 18.99%* None* Good*

Biodegradable Discover® More Card

Help protect the planet with the new biodegradable Discover Card Card plastic breaks down 99% within five years in landfill conditions Earn more cash in more ways than anyone else(SM)* Unlimited cash rewards, automatically Up to 20% Cashback Bonus® when you shop online* Double rewards with more than 100 Cashback Bonus Partners* Customer Service in less than a minute, anytime you want 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* Up to 6 Months* 11.99 - 18.99%* None* Good*

Citi Forward(SM) Card

The credit card that rewards you for good behavior. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. 6,000 bonus points after $50 in purchases are made within 3 months of account opening. 5,000 bonus points when you sign up for paperless statements within 3 months of account opening. 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases. 0% APR for 6 months on purchases and balance transfers.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months* 14.24%* None* Good*

Citi Forward(SM) Card for College Students

The credit card that rewards you for good behavior. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. 6,000 bonus points after $50 in purchases are made within 3 months of account opening. 5,000 bonus points when you sign up for paperless statements within 3 months of account opening. 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases. 0% APR for 6 months on purchases and balance transfers.

Intro APR Intro Period Regular APR Annual Fee Credit Needed 0%* 6 Months* 17.24%* None* Good*

Platinum Card® from American Express

Make everyday purchases count twice: For a limited time, you can earn double membership rewards points on gas and groceries for your first year Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket! 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury Fine Hotels & Resorts Program® -- exclusive amenities at boutique, resort, and luxury hotels around the world By Invitation Only® Events -- access to exclusive, once-in-a-lifetime events Complimentary Airport Club Access The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel

Intro APR Intro Period Regular APR Annual Fee Credit Needed N/A* N/A* N/A%* $450* Excellent*