Credit Card News

Just in time for the holiday shopping season, Bankrate.com, a leading financial services website, has released an exhaustive study on gift cards.  Covering everything from expiration dates to inactivity fees, the study offers a guide to everything consumers need to know to get the best value and avoid unnecessary fees when purchasing gift cards as [...]

More American shoppers are planning to leave their credit cards at home this holiday season and instead rely on debit cards and cash, according to a recent survey by the National Retail Foundation. At the same time, however, many consumers report that they are gearing up for greater discretionary spending and more holiday purchases. Shoppers’ [...]

If the holiday season brings out your charitable side, but finances are tight, you might consider getting a charity credit card.  Charity credit cards work like other rewards cards, except that the rewards go to the charity or foundation with which the card is associated, instead of the cardholder. There are numerous charity rewards cards [...]

If rising credit card interest rates are making you smart, take a look at the rates charged by some banks on prepaid card payday loans. They will likely make that 21.99 credit card APR look downright cheap. Case in point is Iowa-based Metabank, which following an inquiry from The Office of Thrift Supervision, recently discontinued [...]

A recent study from the Federal Reserve shows that banks loosened lending standards somewhat in the third quarter of the year, among other things making it easier for applicants to get accepted for new credit cards.  But, despite the improvements, experts predict that it will take at least until 2012 before banks once again begin [...]