Why is it important to have a good credit rating? Simple. If you ever need to borrow money to buy a car or a home, if you think you'll ever need a personal loan, the better your credit rating the lower your interest rate can be – which means you may save when you have to borrow money.
Intro Apr
Intro APR Period
Type of Card
0%
6 Months
Platinum
Regular APR
Annual Fee
Type of Reward
13.49%
No Annual Fee
N/A
0% APR on purchases for 6 months
The Citi Platinum Select MasterCard can help you establish your credit history
No Annual fee
Reports to all major credit bureaus to help you establish your credit history
Our Preview: Citi® Platinum Select® MasterCard®
The Citi Platinum Select Master Card is issued from CitiBank, is a credit card specifically designed for consumers with good to excellent credit and those looking for a platinum card that offers great features. The Citi Platinum Select Master Card provides its cardholders the prestige of platinum and the ability to build credit. The Citi Platinum Select Master Card is considered a top pick among most publications.
The Citi Platinum Select Master Card is a great card for someone like me who doesn't need all the frills, just a basic card to help me build my credit. With no annual fee and no APR for 6 months on balance transfers, this is a great card with outstanding service.