Credit Card FAQ's
Credit Card Glossary
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No matter where you are or where you are going there are travel reward credit card offers that can save you money. We offer the top travel reward credit card offers where consumers can search, preview and apply online for the credit card that best suits your needs.
Each offer we display shows the credit cards APR, the annual fee, the credit required for approval and details about the offer. Travel reward credit card offers are great because they let you accrue points or miles to redeem on travel, cruises, hotel stays and many more items.
Please review all the cards below to find the best travel reward credit card offers for you.
| Bank of America WorldPoints Platinum Plus® Visa® Credit Card
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- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
- No Annual Fee
- Free 24/7 Concierge Service
- Absolute Fraud Protection
- Card issued by FIA Card Services, N.A. (USA)
Terms & Conditions |
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
9.99 / 15.99%* |
None* |
Good* |
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| Travel Maximum Rewards(SM) Platinum Edition® Visa® Card
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- Introductory 0% APR* on purchases and balance transfers for the first 6 billing cycles after your account is opened
- Earn 3 points for every dollar spent on air travel and hotels*
- Earn rewards with every purchase*
- Huge array of redemption rewards
- No annual fee
- Online access to view transactions, pay your bill, view up to 7 years of prior statements and more!
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
6 Billing Cycles* |
As low as 13.99%* |
None* |
Good* |
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| Capital One® No Hassle Miles(SM) Rewards - Excellent Credit
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Earn miles 25% faster than with regular miles cards—for customers with excellent credit - 13.9% APR on purchases and balance transfers
- Earn 1.25 miles for each dollar spent on purchases*
- No blackout dates or seat restrictions
- No expiration date on miles and no limit on the miles you can earn
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
13.90%* |
None* |
Excellent* |
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| Chase TravelPlus Visa® Card
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- Earn 2 miles per $1 on travel purchases
- Earn 1 mile per $1 on all other purchases
- Annual rewards fee of $29
- Redeem for airline tickets, cash, gift cards and more!
- Intro 0% Fixed APR for up to 12 months
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
12 Months* |
14.99%* |
None* |
Good* |
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| Citi PremierPass® Card - Elite Level
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- 20,000 bonus points after $600 in purchases made within 3 months of account opening*
- Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
- Earn 1 point for every mile you fly on any airline*
- Earn 1 point for every mile friends and family fly on tickets purchased with your card*
- Get a complimentary companion ticket when you buy a qualifying ticket*
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
As low as 13.99%* |
$75 * |
Good* |
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| Chase Flexible Rewards Platinum Visa® Card
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- 0% Intro APR for up to 12 months*
- Earn 1 point for every eligible dollar spent toward travel on any airline, shopping at your favorite stores or cash!*
- Earn 1000 bonus points after first purchase*
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
12 Months* |
10.99%* |
None* |
Good* |
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| Miles by Discover® Card
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- A Miles card with no annual fee!
- No blackout dates
- Double Miles on food and travel, up to $3,000 each year
- 1 Mile for every $1 you spend
- Unlimited Miles while your account is active
- 0% Intro APR*
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
6 Months* |
10.99%* |
None* |
Good* |
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| The Merrill+ Visa® Credit Card
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- Introductory 1.9% Annual Percentage Rate
(APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10) - No Annual Fee
- Outstanding Rewards Program
One of the best rewards cards available today with anytime, anywhere air rewards. - Earn 1 point for every $1 spent
on net retail purchases, and accrue unlimited Merrill points.§ Points can be redeemed for Merchandise, Travel, Gift Certificates, and more. - Extraordinary Benefits
Receive unique perks and upgrades such as companion airline tickets and upgrades, airport lounge access, and 24/7 concierge. |
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
9.99%* |
None* |
Good* |
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| Blue Sky from American Express®
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- No annual fee and 0% intro APR for 6 months
- Earn 1 point for every dollar you spend
- Points good on any airline, hotel, car rental and more.
- No blackout dates or travel restrictions
- Express Approval. Get a decision in less than 60 seconds.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
6 Months* |
As low as 9.99%* |
None* |
Good* |
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| Capital One® Visa® Business Platinum with Double No Hassle Miles(SM)
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Earn rewards twice as fast! - Earn 2 miles per dollar spent on purchases
- Redeem miles for cash back, gift cards, flights and more
- Fly on any airline with no blackout dates or seat restrictions
- No limit to the miles you can earn and miles won't expire for the life of your account
- Free employee cards with individual spending limits you set.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
As low as 17.99(v)%* |
$39* |
Excellent* |
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| Bank of America Visa Signature® WorldPoints Rewards
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- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
- No Annual Fee
- Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
- Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants.
- Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
- Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning, let Visa Signature Concierge handle all the details.
- Card issued by FIA Card Services, NA.
Terms & Conditions |
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
9.99 / 15.99%* |
None* |
Good* |
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| Citi® Platinum Select® / AAdvantage® World MasterCard®
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- 25,000 AAdvantage® bonus miles after you make $750 in purchases within 4 months
- Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 100,000 miles per year
- Redeem AAdvantage® miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
14.99%* |
$85 (First Year Free* |
Good* |
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| Blue from American Express®
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- 0% APR on purchases for up to 15 months
- No Annual Fee
- Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
- Express Approval. Get a decision in less than 60 seconds.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
Up to 15 Months* |
As low as 9.99%* |
None* |
Excellent* |
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| Bank of America Accelerated Rewards American Express® Card
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- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- No annual fee and the flexibility to pay over time
- Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
- Earn rewards faster with 1.25 points for every net retail purchase dollar§
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
- Free 24/7 Concierge Service
- Access to more than 2,200 American Express Travel Services locations worldwide to help you.
Terms & Conditions |
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
9.9%* |
None* |
Good* |
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| Wyndham Rewards MasterCard(SM)
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- 0% introductory APR on balance transfers and cash advance checks for your first 12 billing cycles
- Earn 2 points for every $1 in net retail purchases and earn 13 points for every $1 spent for qualifying TripRewards hotel stays
- No Annual Fee
- 24-hour Online Access
- Absolute Fraud Protection
- Card issued by FIA Card Services, N.A.
Terms & Conditions |
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
9.9 / 15.99%* |
None* |
Good* |
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| Capital One® Business Platinum with No Hassle Miles(SM)
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Earn miles and get a low introductory purchase rate, too. - 0% APR on purchases until August 2009
- 1 mile per dollar spent on purchases
- Redeem miles for cash back, gift cards, flights and more
- No Annual Fee
- Free employee cards with individual spending limits you set
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
Until August 2009* |
As low as 9.99(v)%* |
None* |
Fair* |
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| Chase Platinum Visa® Card
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- 0% Intro APR for up to 12 months
- The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
- No Annual Fee
- FREE Online Account Access
- FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
12 Months* |
10.99%* |
None* |
Good* |
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| Citi® Bronze® / AAdvantage® World MasterCard®
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- Earn 5,000 American Airlines AAdvantage® Bonus Miles after your first purchase with the card
- No annual fee for your card
- Earn 1 AAdvantage® mile for every $2 you spend on eligible purchases - up to 25,000 miles per year
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
14.99%* |
None* |
Good* |
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| Citi® Hilton Hhonors® Visa® Signature Card
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- Earn 15,000 Hilton HHonors bonus points - enough for two free nights at participating Hilton Family Hotels. Just make one purchase within 2 months of account opening.
- Earn 6 Hilton HHonors bonus points for each $1 spent at participating Hilton Family hotels.
- Earn 3 Hilton HHonors bonus points for each $1 spent at supermarkets, drugstores and gas stations.
- Earn 2 Hilton HHonors bonus points for each $1 spent on all other purchases.
- Your application will be considered for a Citi® Hilton HHonors® Gold Card if you don't qualify for the Citi® Hilton HHonors® Visa® Signature Card.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 2.99%* |
6 Months* |
14.99 / 16.99%* |
None* |
Good* |
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| JetBlue Card from American Express
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- Get 50 TrueBlue® points after your first purchase - that's half way to an award flight!
- TrueBlue points don't expire.
- Earn one Award Dollar for virtually every dollar you spend
- Earn Double Award Dollars on entertainment, leisure, travel and dining
- 200 Award Dollars= 1 TrueBlue point and 100 TrueBlue points = one round trip flight
- Express Approval. Get a decision in less than 60 seconds.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
14.99%* |
$40* |
Good* |
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| Bank of America World MasterCard® with WorldPoints
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- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
- No Annual Fee
- Online account access and Points management
- Access to the MyConcierge(SM) service, a unique personal assistance service
- Absolute Fraud Protection
- Card issued by FIA Card Services, NA.
Terms & Conditions |
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
9.99 / 15.99%* |
None* |
Good* |
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| Gold Delta SkyMiles® Credit Card
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- Earn up to 17,500 bonus SkyMiles® - 15,000 bonus miles after your first purchase with the Card and 2,500 bonus miles for an Additional Cardmember
- Always Double Miles® on eligible everyday purchases and all Delta purchases
- One mile for every other eligible dollar spent
- Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
- No annual fee for the first year, then $95: $45 if you are a qualified American Express Cardmember
- Express Approval. Get a decision in less than 60 seconds.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
14.99%* |
$95* |
Good* |
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| Starwood Preferred Guest® Credit Card from American Express
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- Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 econds.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 2.90%* |
6 Months* |
14.99%* |
$45* |
Excellent* |
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| Capital One® No Hassle Miles(SM) UltraFor Professionals
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Professionals with excellent credit can earn twice the miles on every purchase - Earn 2 miles for each dollar spent on all purchases*
- No blackout dates or seat restrictions
- No expiration date on miles and no limit on the miles you can earn
- 13.9% APR on purchases and balance transfers
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
13.90%* |
$39* |
Excellent* |
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| Citi® Gold / AAdvantage® World MasterCard®
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- Earn 15,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within 4 months of becoming a cardmember
- Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 60,000 miles per year
- Redeem AAdvantage® miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
14.99%* |
$50 (First Year Free* |
Excellent* |
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| Hilton HHonors® Platinum Credit Card from American Express
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- Earn up to 50,000 HHonors® bonus points when you get the Card
- No Annual Fee
- Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and more and for eligible purchases at supermarkets, drugstores, gas stations and more
- Get 3 HHonors bonus points for each eligible dollar you spend everywhere else
- No Blackout dates
- Express Approval. Get a decision in less than 60 seconds.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 2.90* |
6 Months* |
14.99%* |
None* |
Good* |
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| American Express® Preferred Rewards Gold Card
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- Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card!
- No Pre-Set Spending Limit
- No annual fee for the first year - $125 Thereafter
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
0%* |
$125* |
Excellent* |
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| Bank of America WorldPoints Platinum Plus® MasterCard® Credit Card
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- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
- No Annual Fee
- Free 24/7 Concierge Service
- Absolute Fraud Protection
- Card issued by FIA Card Services, NA.
Terms & Conditions |
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
9.99 / 15.99%* |
None* |
Good* |
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| Capital One® No Hassle Miles(SM) Rewards - Good Credit
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Earn miles 25% faster than with regular miles cards—for customers with good credit - Earn 1.25 miles for each dollar spent on purchases
- No expiration date on miles and no limit on the miles you can earn
- No blackout dates or seat restrictions
- 16.9% APR on purchases and balance transfers
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
16.90%* |
None* |
Good* |
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| Capital One® No Hassle Miles(SM) Rewards For Travel & Gas
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Gas card with travel bonus - for customers with excellent credit - Earn 3 miles per dollar spent on travel and gas purchases
- Earn 1 mile per dollar for all other purchases
- No blackout dates or seat restrictions
- No expiration date on miles and no limit on the miles you can earn
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
13.90%* |
None* |
Excellent* |
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| The WorldPerks® Visa®
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- One-time Enrollment Bonus
- Redeem up to two award tickets a year for as little as 19,000 miles each
- Double Miles for purchases direct from Northwest Airlines®
- No preset spending limit
- No cap on miles you earn
- Redeem 10,000 miles for $100 off a Northwest Airlines ticket — up to six times a year
- Get a Free Day on a 3-day weekend rental from National Car Rental®, plus up to 15% savings and a complimentary Emerald Club® membership
- Enjoy VIP perks at the world's best hotels, resorts, villas and cruises with complimentary membership in the Hideaways Aficionado™ Club (a $135/year value)
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
14.75%* |
$55 or $90* |
Good* |
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| Advanta Life-of-Balance Platinum Card
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- 2.99% APR for Life of balances transferred within 3 months*
- Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus your logo.
*see Terms & Conditions for important information, benefits and limitations |
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
9.99%* |
None* |
Good* |
|
| Advanta Platinum with Rewards Customized BusinessCard
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- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
- 7.99% Variable APR on Purchases
- Choice of 5% Cash Back on office supplies, gas and more*
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus logo or other image!
*see Terms & Conditions for important information, benefits and limitations |
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
7.99%* |
None* |
Good* |
|
| Business Gold Rewards Card from OPENSM the small business team
|

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- Business ownership has become more rewarding
- Earn up to 40,000 bonus points in your first year - enough for one domestic round-trip airline ticket plus other business supplies.
- Points have no expiration date
- No limit to the number of Membership Rewards® points you can earn
- No annual fee for the first year - a savings of $125
- No pre-set spending limit* and no finance charges
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Automatic Complimentary enrollment in the Membership Rewards® program
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
14.99%* |
$125* |
Good* |
|
| Capital One® Business Platinum with Preferred No Hassle Miles(SM)
|

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Earn double miles on travel and entertainment purchases. - 0% APR on purchases until August 2009
- Double miles on travel and entertainment purchases and one mile per dollar on all other purchases
- Redeem miles for cash back, gift cards, flights and more
- No Annual Fee
- Free employee cards with individual spending limits you set
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