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Small Business Credit Card

A Small Business Credit Card is the best way to track your expenses so you can easily manage your finances. We offer the top small business credit card where consumers can search, preview and apply online for the credit card that best suits your needs. Using a small business credit card also allows you to increase your available capital which in tun will give you more available cash for your business. Each offer we display shows the credit cards APR, the annual fee, the credit required for approval and details about the offer. A small business credit card is greatit just makes managing everything about your business easier. Please review all the cards below to find the bestsmall business credit card for you.



The Business Edition® Visa® Card



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  • 0% APR* on purchases for the first 12 billing cycles after account is opened
  • No annual fee
  • Separate business expenses for company travel, entertainment, supplies or other necessary purchases
  • Online access to view transactions, pay your bill, view up to 48 prior statements for both individual cardholders and for companies with multiple cardholders
  • Purchases automatically protected from theft or damage within the first 90 days
  • Receive easy-to-read management reports, itemizing your employees' business expenditures
  • Get records of tax-deductible expenses
  • Receive up to 60% off regular rates at more than 11,000 hotels, motels and resorts in 146 countries and territories
  • $100,000.00 in travel accident insurance whenever you charge the full amount of your travel tickets to your Visa® Business Card
  • Auto Rental Collision Damage Waiver when you charge the full amount to your car rental to your card
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 12 Billing Cycles* As low as 9.99%* None* Good*

Discover® Business Card



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  • Earn $100 Cashback Bonus when you apply now**
  • 0% Intro APR for 12 months on purchases and 3.9% intro APR for 6 months on balance transfers
  • 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
  • Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
  • No Annual Fee
  • Fee-free Purchasechecks that earn Cashback Bonus®. to pay merchants who don't accept credit cards
  • Free employee cards with customizable limits and monthly reporting on their spending

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 12 Months - P* 13.99%* None* Good*

SimplyCash® Business Card from American Express



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  • Earn 5% cash back on office supplies and wireless services
  • Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter
  • Earn 1% cash back on virtually all other purchases
  • Cash back is automatically credited to the statement each month
  • 0% Intro Annual Percentage Rate (APR) for up to 12 months on purchases
  • No annual fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* Up To 12 Months* As low as 5.00%* None* Good*

Advanta Life-of-Balance Platinum Card



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  • 2.99% APR for Life of balances transferred within 3 months*
  • Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus your logo.

*see Terms & Conditions for important information, benefits and limitations

Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 9.99%* None* Good*

Capital One® Business Platinum with No Hassle Miles(SM)



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Earn miles and get a low introductory purchase rate, too.

  • 0% APR on purchases until August 2009
  • 1 mile per dollar spent on purchases
  • Redeem miles for cash back, gift cards, flights and more
  • No Annual Fee
  • Free employee cards with individual spending limits you set

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* Until August 2009* As low as 9.99(v)%* None* Fair*

Chase Business Rebate Card



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  • 3% Cash Back for eligible purchases at restaurants, gas stations, office supply stores, building supply stores, hardware and home improvement stores.*
  • 1% Cash Back on all other purchases.*
  • 0% Intro APR for up to 15 Months*, 7.99% Fixed APR on purchases and balance transfers.
  • No Annual Fee
  • FREE additional cards for your employees, FREE quarterly reports, and other online account management tools to help you keep track of your business expenses

Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 7.99 F%* None* Good*

Business Edition Plus® Visa® Card



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  • Introductory 0% APR* on purchases for the first six billing cycles after your account is opened.
  • Earn 3 points with every dollar you spend on gas, restaurants, office supply and home improvement stores.†  Plus 1 point on all other purchases.**
  • No annual fee.
  • Receive easy-to-read management reports, itemizing your employees' business expenditures, and records of tax-deductible expenses.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 6 Months* As low as 9.99%* None* Good*

Citi® Professional(SM) Card with Thank You(SM) Network



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  • 0% APR on purchases for 12 months*
  • 10,000 ThankYou® Points after $250 in purchases, redeemable for a $100 gift card*
  • Get 3 ThankYou Points for every dollar you spend on purchases at restaurants, gas stations, on auto rentals and at certain office supply merchants*
  • 1 ThankYou Point for every dollar you spend on other purchases*
  • Online Expense Organizer helps track, categorize and report expenses for billing, reimbursement and taxes
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 12 Months* 10.99%* None* Excellent*

Blue Cash® for Business Credit Card



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  • Up to 5% Cash Back on virtually all purchases
  • No limit to the cash back you can earn
  • No annual fee
  • 0% Intro APR for first 6 months
  • Option to pay over time or pay in full
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • Earn cash rewards on purchases made by Additional Cardholders
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 6 Months* As low as 7.99%* None* Excellent*

Discover® Business Miles Card



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  • 0% Intro APR for 12 months on purchases and 3.9% intro APR for 6 months on balance transfers
  • 12,000 Bonus Miles*
  • Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
  • No annual fee
  • Earn Double Miles on travel and gas*
  • Travel with no restrictions – book any airline, any date, any seat

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 12 Months - P* 13.99%* None* Good*

Capital One® Visa® Business Platinum with Double No Hassle Miles(SM)



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Earn rewards twice as fast!

  • Earn 2 miles per dollar spent on purchases
  • Redeem miles for cash back, gift cards, flights and more
  • Fly on any airline with no blackout dates or seat restrictions
  • No limit to the miles you can earn and miles won't expire for the life of your account
  • Free employee cards with individual spending limits you set.

Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* As low as 17.99(v)%* $39* Excellent*

Blue for Business® from American Express



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  • 0% introductory APR on purchases for up to 15 months
  • No annual fee with the flexibility to pay in full or carry a balance.
  • No annual fee for Additional Cards.
  • Option to enroll in the complimentary Membership Rewards Express(R) program, with flexible rewards for you or your business.  There's no limit to the number of points you can earn and points have no expiration date.
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • Built-in ExpressPay technology that lets you make small purchases fast without swiping your Card
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* Up to 15 Months* As low as 7.99%* None* Excellent*

Advanta Platinum BusinessCard



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  • 0% Intro APR on Balance Transfers and Purchases for 12 Months*
  • Prime + 5.99% Variable APR thereafter
  • Up to $50,000 Credit Line
  • No Annual Fee
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus your logo.

*see Terms & Conditions for important information, benefits and limitations

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 12 Months* 11.99%* None* Good*

Chase Business Cash Rewards Visa® Card



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  • Earn up to 5% cash back with unlimited rewards potential.
  • With no merchant or category spending restrictions, you can earn points by shopping wherever you want, for whatever you want.
  • 0% Intro APR for up to 12 months
  • Pay No Annual Fee
  • Receive quarterly management reports
  • Receive additional cards your employees can use
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 12 Months* 10.99%* None* Good*

JetBlue Business Credit Card from American Express



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  • Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased with your Card
  • 50 TrueBlue® points, worth 1/2 of a roundtrip flight, after your first purchase
  • Earn 1 Award Dollar for virtually every dollar you spend
  • Earn double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more
  • Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.
  • Your TrueBlue® points do not expire when you use your Card*
  • Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*

Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 14.99%* $40* Good*

TrueEarnings® Business Card from Costco and American Express



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  • Straight cash back—5% for buying automobile gas, 3% for eating out, 2% for traveling, 1% virtually everywhere else, including at Costco
  • 0% introductory APR on purchases for the first 3 months
  • No annual fee with your paid Costco Membership
  • Flexible payments—pay in full or over time
  • No annual fee for Additional Cards
  • Save an additional 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 3 Months* 14.99%* None* Excellent*

Chase Platinum Visa® Business Card



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  • Save with 0% Intro APR for up to 12 months*
  • Free Online Reporting - Quarterly reports enable you to monitor your business spending.
  • No Annual Fee
  • Platinum Business Benefits - Valuable benefits such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance.
  • Visa® Business Partner Advantage - Savings of up to 20% from leading retailers with special offers on computer equipment, office supplies and more.

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 12 Months* 8.99%* None* Excellent*

Platinum Business Credit Card from OPENSM The Small Business Team



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  • Option to enroll in the Membership Rewards Express® Program fee-free
  • There's no limit to the number of points you can earn
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • 0% APR for the first 12 months
  • No annual fee
  • No annual fee for Additional Cards
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 12 Months* As low as 7.99%* None* Good*

Starwood Preferred Guest® Business Credit Card from American Express



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  • Earn 10,000 Starpoints with your first purchase - that's good for up to 3 free nights!
  • Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
  • Redeem at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton®, Westin® and W Hotels®
  • Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • No annual fee for the first year - a savings of $45
  • Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards

Intro APR Intro Period Regular APR Annual Fee Credit Needed
2.90%* 6 Months* 14.99%* $45* Good*

Capital One® Business Platinum



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Separate your business and personal expenses.

  • 0% APR on purchases until August 2009
  • No annual fee
  • Free year-end summary
  • Free employee cards with individual spending limits you set

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* Until August 2009* As low as 9.99(v)%* None* Fair*

Business Green Rewards Card from OPENSM The Small Business Team



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  • Receive 5,000 bonus points on your first purchase
  • No pre-set spending limit* or finance charges
  • Earn One Membership Rewards® point for virtually every dollar you spend with no limits and no expiration dates
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
  • No annual fee for the first year - a savings of $95
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* Up to 15 Months* As low as 8.24%* $95* Excellent*

Advanta Platinum with Rewards Customized BusinessCard



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  • 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
  • 7.99% Variable APR on Purchases
  • Choice of 5% Cash Back on office supplies, gas and more*
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus logo or other image!

*see Terms & Conditions for important information, benefits and limitations

Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 7.99%* None* Good*

Business Gold Rewards Card from OPENSM the small business team



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  • Business ownership has become more rewarding
  • Earn up to 40,000 bonus points in your first year - enough for one domestic round-trip airline ticket plus other business supplies.
  • Points have no expiration date
  • No limit to the number of Membership Rewards® points you can earn
  • No annual fee for the first year - a savings of $125
  • No pre-set spending limit* and no finance charges
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • Automatic Complimentary enrollment in the Membership Rewards® program
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees

Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 14.99%* $125* Good*

Capital One® Business Platinum with No Hassle Cash(SM)



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Enjoy the convenience of cash rewards.

  • 0% APR on purchases until August 2009
  • 1% cash back on all purchases with no category limits and no restrictions
  • A 25% bonus each year on cash you earned the previous year
  • No Annual Fee
  • Free employee cards with individual spending limits you set

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* Until August 2009* As low as 14.99(v)%* None* Above Average*

Citi® Professional(SM) Cash Card



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  • 0% APR on purchases for 12 months*
  • Earn 3% cash back on purchases made at restaurants, gas stations, certain office supply merchants, and for auto rentals. Plus earn 1% cash back on other purchases.*
  • Online Expense Organizer helps track, categorize and report expenses for billing, reimbursement and taxes.
  • Quarterly and Annual account summaries and categorized statements at no additional cost.
  • No Annual Fee.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 12 Months* 9.99%* None* Excellent*

Capital One® Business Platinum with Preferred No Hassle Miles(SM)



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Earn double miles on travel and entertainment purchases.

  • 0% APR on purchases until August 2009
  • Double miles on travel and entertainment purchases and one mile per dollar on all other purchases
  • Redeem miles for cash back, gift cards, flights and more
  • No Annual Fee
  • Free employee cards with individual spending limits you set

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* Until August 2009* As low as 14.99(v)%* None* Fair*

Platinum Business FreedomPass® Credit Card from OPENSM the small business team



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  • 5,000 point welcome bonus with first purchase
  • Earn 1 point for virtually every dollar you spend
  • Redeem for savings on any flight, hotel, car rental or cruise - up to $100 off for every 7,500 points
  • No blackout dates and no travel restrictions
  • 0% Introductory APR on purchases for the first 12 months
  • No annual fee and the option to pay over time or pay in full
  • No annual fee for Additional Cards
  • Save 3-25% on business purchases at companies like FedEx, Delta®, Hertz®, and more.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 12 Months* As low as 8.99%* None* Good*

Advanta Platinum BusinessCard with Rewards



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  • 0% APR for 15 Months on Balance Transfers, 7.99% APR thereafter*
  • 7.99% Variable APR (based on Prime) on Purchases
  • Up to 5% Cash Back on office supplies, gas and more*
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set monthly spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus your logo.

*see Terms & Conditions for important information, benefits and limitations

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%
BT Only*
15 Months* 7.99%* None* Good*

The Advanta Platinum BusinessCard with Customized Cash Back Options



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Up to 5% Cash Back* with No limit on the total rewards you can earn on:

  • Online PPC Advertising, including Google™, Yahoo!® and MSN® Search*
  • eBay® Fees
  • Website Hosting, Shipping, USPS
  • Computers and Office Supplies
  • Cellular Services and Gas
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 7.99%* None* Excellent*

 


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