Credit Card FAQ's
Credit Card Glossary
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For those of you with poor credit it might be very difficult to find a credit card for you. We have a slection of the top credit card application for bad credit where consumers can search, preview and apply online for the credit card that best suits your needs. Each offer we display shows the credit cards APR, the annual fee, the credit required for approval and details about the offer. Credit card application for bad credit cards are great because they offer you the chance to build, rebuild, or re-establish your credit if you make on time payments with all of your creditors and maintain your account balances below the credit limits.
. Please review all the cards below to find the best credit card application for bad credit.
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Orchard Bank Classic MasterCards
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- An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
7.90 - 28.90%* |
See Terms* |
Bad* |
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Applied Bank® Secured Visa® Credit Card
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- 12.99% Low Fixed APR - Rate Won't Change Even If You're Late!
- Choose Your Credit Limit - From $200 up to $500
- Monthly Credit Bureau Reporting
- Genuine Visa Credit Card - Not a Pre Paid or Debit Card
- Accepted Worldwide at Millions of Locations
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
12.99%* |
See Terms* |
Poor* |
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Horizon Gold Credit Card
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Get the Financial Freedom You Deserve! - Instant Guaranteed Approval
- Initial $500.00 Un-Secured credit limit
- No Credit Checks
- No Turndowns
- Reports Positively to Major Credit Bureau
- Get the Benefits and Credit you Deserve
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| ** |
N/A* |
%* |
See Terms* |
N/A* |
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Platinum Zero(TM) Secured Visa® Credit Card from Applied Bank®
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- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO - 0% Rate Won’t Change - Even If You’re Late!
- ZERO Application Fees
- ZERO Worries - FREE Personal ID Theft Protection
- ZERO Delays - Timely CREDIT Bureau Reporting
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
N/A* |
0%* |
See Terms* |
Poor* |
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Prepaid Visa® Black Diamond RushCard
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- FREE Direct Deposit
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| ** |
N/A* |
%* |
See Terms* |
Poor* |
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Prepaid Visa® Purple Diamond RushCard
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- FREE Direct Deposit
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use - the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| ** |
N/A* |
%* |
See Terms* |
Poor* |
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Account Now Gold Visa® Prepaid Card
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- No Credit Check
- $0 Monthly Fee*
- Higher daily and monthly limits
- Borrow money and build credit history*
- Free Credit Builder and Bill Pay
- No Late or Overdraft Fees
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| ** |
N/A* |
%* |
See Terms* |
Bad* |
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ACE Pink Visa® Prepaid Debit Card
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- No application fee and no obligation
- No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Portion of your purchase goes to breast cancer awareness and detection.
- Earning your trust since 1968
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| ** |
N/A* |
%* |
See Terms* |
Bad* |
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ACE Visa Prepaid Debit Card
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- No application fee and no obligation
- No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Free direct deposit of your paycheck or government check
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Earning your trust since 1968
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| ** |
N/A* |
%* |
See Terms* |
Bad* |
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Orchard Bank Classic MasterCards
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- An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
7.90 - 28.90%* |
See Terms* |
Bad* |
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Orchard Bank Classic MasterCards
|

|
- An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
|
|
|
| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
7.90 - 28.90%* |
See Terms* |
Bad* |
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Orchard Bank Classic MasterCards
|

|
- An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
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|
| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
7.90 - 28.90%* |
See Terms* |
Bad* |
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Orchard Bank Visa Cards
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- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
|
|
|
| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
7.90 - 28.90%* |
See Terms* |
Bad* |
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Public Savings Bank Secured Card
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- Build credit history – we report to all 3 major credit bureaus
- 0% APR on all purchases for the first 6 months
- No annual fees or monthly maintenance fees
- No credit check
- No checking account required
- Your credit is not a factor!
- Choose your initial credit limit from $300-$2000
- Lifetime credit lines up to $5,000
- Free fraud protection against unauthorized use
- Use the card everywhere you see the Visa logo
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
N/A* |
11.24%* |
None* |
Bad* |
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Public Savings Bank Secured First Visa Card
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- No Credit History and no Checking Account Required
- Straight forward pricing - 0% APR on all purchases for the first 6 months with no annual or monthly fees
- We report to all three credit bureaus, so you'll start building your credit fast
- Four options for funding your card
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
N/A* |
11.24%* |
None* |
Bad* |
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READYdebit® Platinum Visa® Prepaid Card
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- Free 24/7 great customer service
- Free Mobile Banking and Text Alerts - New
- Free Score Tracker credit score service
- No Credit Check, no Overdraft Fees or Balance Minimums
- Free Unlimited Purchase Transactions
- Free Direct Deposit - paycheck, benefits, tax refunds
- Free Online Bill Payment & Check Writing
- Credit Builder – For Free
- Reloadable up to $10,000 Max Balance
- Exclusive Platinum card design
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| ** |
N/A* |
%* |
See Terms* |
Bad* |
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SilverCard Prepaid MasterCard®
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- Perfect card for Government/Benefits Checks recipients
- $0 activation with rebate*
- 100% guaranteed approval*/no credit check
- Free direct deposit of your pay or government check
- Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
- No overdraft fees or minimum balances
- Online Checking - Electronic or paper checks
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| ** |
N/A* |
%* |
N/A* |
Poor* |
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The Mango(TM) MasterCard® Prepaid Card
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- FREE MasterCard Prepaid Card & FREE Shipping
- FREE Instant Virtual Card – Shop Online Today
- FREE Direct Deposit + Get $20 Signup Bonus
- Earn High Savings Interest Rate!
- FREE Unlimited Purchase/ Signature Transactions
- FREE Check Your Balance With a Text Message
- Send and Receive Money Securely With Your Mobile Phone
- Refer friends and family and make money
- $0 Activation Fee
- $0 First Monthly Fee – Try it For FREE
- $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!)
- No Hidden Fees / No Overdraft Fees
- Fully FDIC Insured
- o Credit Check/ No Bank Account Required
- FREE Account Management – Over The Phone or Online
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| ** |
N/A* |
%* |
See Terms* |
N/A* |
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YAP(TM) MasterCard Prepaid Card
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- Send and Receive Money Securely With Your Mobile Phone
- FREE MasterCard Prepaid Card & FREE Shipping
- FREE Instant Virtual Card – Shop Online Today!
- FREE Direct Deposit
- FREE Unlimited Purchase/ Signature Transactions
- FREE Check Your Balance With a Text Message
- $0 Activation Fee
- $0 First Monthly Fee – Try it For FREE
- $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!)
- No Hidden Fees / No Overdraft Fees
- Fully FDIC Insured
- No Credit Check/ No Bank Account Required
- FREE Account Management – Over the phone, online, with iPhone Yapplet, WAP site or text messages.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| ** |
N/A* |
%* |
See Terms* |
Bad* |
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