Credit Card FAQ's
Credit Card Glossary
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College Student Credit Cards are a great way for young people who are just starting to build credit to learn to manage their finances. We offer the top college student credit cards where consumers can search, preview and apply online for the credit card that best suits your needs.
Each offer we display shows the credit cards APR, the annual fee, the credit required for approval and details about the offer. College student credit cards teach you to budget your money, manage your bills, and access to funds you might need for emergency purposes.
Please review all the cards below to find the best college student credit cards for you.
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Citi® Dividend Platinum Select® Card for College Students
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- No Cosigner Required
- Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
- Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
- Earn a full 1% cash back on all other purchases*
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% if you qualify** |
7 Months on Purchases* |
12.99 - 21.99 (Variable)%* |
None* |
Good* |
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Citi® mtvU Platinum Select® Visa® Card for College Students
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- No Cosigner required
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn up to 2000 ThankYou Points twice a year for having a good GPA.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% if you qualify** |
7 Months on Purchases* |
12.99 - 21.99 (Variable)%* |
None* |
Good* |
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Discover® Student More Card
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Built for actual exam-taking, power nap-loving students. - 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%** |
6 Months* |
13.99 - 20.99 (Variable)%* |
None* |
Fair* |
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Discover® Student Card - Monogram Collection
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Built for actual exam-taking, power nap-loving students. - 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%** |
6 Months* |
13.99 - 20.99 (Variable)%* |
None* |
Fair* |
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Citi Forward® Card for College Students
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- No Cosigner required
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit line
- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% if you qualify** |
7 Months on Purchases* |
12.99 - 19.99 (Variable)%* |
None* |
Good* |
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Discover® Student Tropical Beach Card
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Built for actual exam-taking, power nap-loving students. - 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%** |
6 Months* |
13.99 - 20.99 (Variable)%* |
None* |
Fair* |
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Discover® Student Clear Card
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Built for actual exam-taking, power nap-loving students. - 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%** |
6 Months* |
13.99 - 20.99 (Variable)%* |
None* |
Fair* |
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Discover® Student Open Road Card
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Put a road trip in your wallet. - Double Cashback Bonus® at any gas station and any restaurant (yes, even on those infamous 1 AM burritos.)
- Hello 5% to 20% Cashback Bonus at our exclusive online mall; goodbye mall-walkers.
- Up to 1% unlimited Cashback Bonus on everything else you buy along the way, automatically.
- Turn your Cashback Bonus into even bigger rewards by redeeming for gift cards or eCertificates from more than 100 brand-name retailers.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%** |
6 Months* |
13.99 - 20.99 (Variable)%* |
None* |
Fair* |
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Capital One® Secured Mastercard® for Young Adults
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- Get on the road to credit
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
- You may qualify for credit line increases with no further security deposit required
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
19.8(V)%* |
$24* |
Bad* |
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Capital One® Student Rewards Credit Card
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- No annual fee
- 2% cash back on restaurants, entertainment, cell phone bills and books
- 1% cash back on all other purchases
- A smart way to build credit while earning cash back
- Get your cash back how you want it, when you want it -- even set up automatic redemptions
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A* |
N/A* |
24.9 (V)%* |
None* |
N/A* |
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Discover® Student Mix Tape Card
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Card Art Design Contest Winner. - Build your credit with our contest-winning student card design - 250,000 votes on 7,000 submissions resulted in the new Mix Tape. Get yours today!
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%** |
6 Months* |
13.99 - 20.99 (Variable)%* |
See Terms* |
Fair* |
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* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
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