Credit Card FAQ's
Credit Card Glossary
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College Student Credit Cards are a great way for young people who are just starting to build credit to learn to manage their finances. We offer the top college student credit cards where consumers can search, preview and apply online for the credit card that best suits your needs.
Each offer we display shows the credit cards APR, the annual fee, the credit required for approval and details about the offer. College student credit cards teach you to budget your money, manage your bills, and access to funds you might need for emergency purposes.
Please review all the cards below to find the best college student credit cards for you.
| Citi® Platinum Select® Card for College Students
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- 0% APR for 6 months on purchases, cash advances and balance transfers
- $0 liability on unauthorized purchases
- No annual fee
- FREE Online Account Management
- No minimum income or cosigner required
- No balance transfer fee with this offer
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
6 Months* |
10.99%* |
None* |
Good* |
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| Capital One® Standard Platinum for Students
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If you have a limited credit history and are starting to establish a credit foundation, this card can grow with you while providing great benefits - 0% APR on purchases until December 2008. After that, variable APR, currently 19.8%
- No annual fee or balance transfer fees
- A manageable credit line to help control your finances
- $0 fraud liability if your card gets lost or stolen
- Online account services
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
Until December 2008* |
19.80%* |
None* |
Fair* |
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| Citi® Dividend Platinum Select® Card for College Students
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- 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement*
- Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
- Earn 1% cash back on all other purchases
- No minimum income or cosigner required
- Build your credit history
- No balance transfer fee with this offer
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
6 Months* |
12.99%* |
None* |
Good* |
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| Citi® mtvU Platinum Select® Visa® Card for College Students
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- No Annual Fee
- 0% APR* for 6 months on purchases, cash advances and balance transfers
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn 25 ThankYou Points for paying on time.
- Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA.
- Redeem points for gift cards, MTV events, and airline tickets.
- No balance transfer fee with this offer
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
6 Months* |
12.99%* |
None* |
Good* |
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| Discover® Student Card
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- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
6 Months* |
16.99%* |
None* |
Good* |
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| Discover® Student Open Road(SM) Card
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- 0% Interest* on Purchases for 6 Months
- Build Your Credit History
- Full 5% Cashback Bonus® on gas and auto maintenance purchases*
- Up to 1% Cashback Bonus on all other purchases*
- $0 Fraud Liability Guarantee
- No Annual Fee
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
6 Months* |
16.99%* |
None* |
Good* |
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| Capital One® No Hassle Cash(SM) Rewards for Students
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If you have a limited credit history or past credit problems, this cash rewards card is for you - 25% annual bonus on the cash you earn during the year
- 1% cash back on purchases you make from day one
- No limit on cash back and rewards won’t expire for the life of your account
- 0% APR on purchases until December 2008. After that, variable APR, currently 16.9%
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
Until December 2008* |
16.90%* |
$29* |
Fair* |
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| Citi® Driver's Edge® Card for College Students
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- 0% APR for 6 months on purchases, cash advances and balance transfers
- Earn rebates towards any car, new or used**
- Build your credit history
- Free Online Account Management
- $0 liability on unauthorized purchases
- No annual fee
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
6 Months* |
14.99%* |
None* |
Good* |
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| Discover® Student Card - Monogram Collection
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- Build your credit history
- 0% Interest* on Purchases for 6 Months
- No minimum income or cosigner required
- No Annual Fee
- Easy Online Account Management tools
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
6 Months* |
16.99%* |
None* |
Good* |
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| Discover® Student Card - Tropical Beach
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- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
6 Months* |
16.99%* |
None* |
Good* |
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| Citi® Bronze® / AAdvantage® MasterCard® for College Students
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- No annual fee for your card and free membership in the American Airlines Aadvantage® program.
- Earn 1 AAdvantage® mile for every $2 you spend on purchases – up to 25,000 miles per year.
- Redeem AAdvantage® miles with over 20 of the world's top airlines, major car rental companies and hundreds of luxurious hotels worldwide.
- No minimum income or cosigner required.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
0% BT Only* |
6 Months* |
14.99%* |
None* |
Good* |
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| Discover® Student Card - Clear
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- Build your credit history
- 0% Interest* on Purchases for 6 Months
- No minimum income or cosigner required
- No Annual Fee
- Easy Online Account Management tools
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0%* |
6 Months* |
16.99%* |
None* |
Good* |
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