Credit Card FAQ's
Credit Card Glossary
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Whatever type of card or whatever type of credit you have, there are Citi credit cards that will fit your needs. We offer the top Citi credit cards where consumers can search, preview and apply online for the credit card that best suits your needs. With so many people needing many different options Citi credit cards can help you because they do have an extensive list designed for every type. Each offer we display shows the credit cards APR, the annual fee, the credit required for approval and details about the offer.Please review all the cards below to find the best Citi credit cards for you.
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Citi® Platinum Select® MasterCard®
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- 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
- Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% * |
12 Months on Purchases * |
11.99 - 19.99 (Variable)%* |
None* |
Good* |
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Citi® Diamond Preferred® Card
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- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate.
- Concierge service that caters to your needs 24/7
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee*
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% * |
12 Months * |
14.99 (Variable)%* |
None* |
Good* |
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Citi® Dividend Platinum Select® MasterCard®
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- 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
- Full 1% cash back on eligible purchases and cash advances.
- Earn extra cash back on popular, rotating categories each quarter.
- Average 5% additional cash back through Citi Bonus Cash Center®
- No Annual Fee
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
0% BT & CA Only * |
15 Months* * |
12.99 - 20.99 (Variable)%* |
None* |
Excellent* |
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Citi® Diamond Preferred® Rewards Card
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- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% * |
12 Months * |
12.99 - 20.99 (Variable)%* |
None* |
Good* |
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Citi® Gold / AAdvantage® World MasterCard®
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- Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership* – more than enough for a round-trip domestic travel award*
- Earn 1 AAdvantage® mile for every $1 spent on purchases*
- Reduced Mileage Awards let you travel to select destinations for fewer AAdvantage® miles round trip*
- Get a response in as little as 60 seconds
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| N/A * |
N/A * |
15.24 Variable%* |
$50* |
Excellent* |
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Citi Forward® Card
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- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
- 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- No annual fee
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% if you qualify* * |
7 Months on Purchases * |
12.99 - 19.99 (Variable)%* |
None* |
Good* |
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Citi Forward® Card for College Students
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- No Cosigner required
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit line
- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% if you qualify* * |
7 Months on Purchases * |
12.99 - 19.99 (Variable)%* |
None* |
Good* |
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Citi® Dividend Platinum Select® Card for College Students
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- No Cosigner Required
- Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
- Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
- Earn a full 1% cash back on all other purchases*
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% if you qualify* * |
7 Months on Purchases * |
12.99 - 21.99 (Variable)%* |
None* |
Good* |
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Citi® mtvU Platinum Select® Visa® Card for College Students
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- No Cosigner required
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn up to 2000 ThankYou Points twice a year for having a good GPA.
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| Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
Credit Needed |
| 0% if you qualify* * |
7 Months on Purchases * |
12.99 - 21.99 (Variable)%* |
None* |
Good* |
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