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Best Reward Credit Cards

Best Reward Credit Cards are similar to cash back credit cards in that they offer travel and frequent flyer miles, hotel rewards, gas rewards and many others just for using the card. We offer a selection of the best reward credit cards where consumers can search, preview and apply online for the credit card that best suits your needs. Using reward credit cards helps you accumulate points ad refunds on many offers you would'nt normally get a deal on. Each offer we display shows the credit cards APR, the annual fee, the credit required for approval and details about the offer. Please review all the cards below to find the best reward credit cards for you.


Chase Freedom(SM) Credit Card



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  • Receive $50 after you make your first purchase
  • 3% Cash Back in your top 3 everyday spending categories
  • 1% cash back for every $1 you spend on all other purchases
  • Receive an extra $50 each time you save and redeem $200 in rewards
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 14.99%* None* Excellent*

Citi CashReturns(SM) Card



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  • Earn a full 1% cash back on every purchase
  • Get a 20% bonus on the cash back earned on all purchases for the first 12 months
  • Checks will be sent automatically every time you earn $50 - no calling necessary
  • 0% APR* on balance transfers for up to 12 months
  • No annual fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%
BT Only*
up to 12 Months* As low as 9.99%* None* Good*

Blue Cash® from American Express



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  • Up to 5% Cash Back with Unlimited Cash Rewards
  • No Annual Fee
  • 0% Intro APR for 6 months on purchases
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 6 Months* As low as 9.99%* None* Excellent*

Capital One® No Hassle Points(SM) Rewards - Excellent Credit



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Rewards everyday - for customers with excellent credit

  • Earn 2 points per dollar spent at gas stations, major grocery and drug stores
  • 1 point for every dollar spent on other purchases
  • 13.9% APR on purchases and balance transfers
  • Points won’t expire for the life of your account and there’s no limit to the number of points you can earn
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 13.90%* None* Excellent*

Discover® More(SM) Card



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  • Earn more cash in more ways than anyone else(SM*)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 12 months on Purchases and Balance Transfers

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 12 Months* 10.99%* None* Good*

Citi® Diamond Preferred® Rewards Card



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  • 0% APR* on balance transfers for up to 12 months
  • $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
  • No annual fee and FREE rewards program
  • Citi® Identity Theft Solutions
  • Price Protection Program
  • $0 Liability on unauthorized purchases
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%
BT Only*
up to 12 Months* As low as 10.49%* None* Good*

Personalized Maximum Rewards(SM) Visa® Card



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  • Personalize your credit card with your favorite photo or image.*
  • Introductory 0% APR* on purchases for 12 billing cycles after your account is opened
  • Earn 5000 Bonus Points upon first usage within the first 3 billing cycles after your account is opened*
  • Earn rewards with every purchase*
  • Huge array of redemption rewards
  • No annual fee
  • Online access to view transactions, pay your bill, view up to seven years of prior statements and more!
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 12 Months* As low as 9.99%* None* Good*

The Merrill+ Visa® Credit Card



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  • Introductory 1.9% Annual Percentage Rate
    (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10)
  • No Annual Fee
  • Outstanding Rewards Program
    One of the best rewards cards available today with anytime, anywhere air rewards.
  • Earn 1 point for every $1 spent
    on net retail purchases, and accrue unlimited Merrill points.§ Points can be redeemed for Merchandise, Travel, Gift Certificates, and more.
  • Extraordinary Benefits
    Receive unique perks and upgrades such as companion airline tickets and upgrades, airport lounge access, and 24/7 concierge.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 9.99%* None* Good*

Blue Sky from American Express®



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  • No annual fee and 0% intro APR for 6 months
  • Earn 1 point for every dollar you spend
  • Points good on any airline, hotel, car rental and more.
  • No blackout dates or travel restrictions
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 6 Months* As low as 9.99%* None* Good*

Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card



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  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
  • No Annual Fee
  • Free 24/7 Concierge Service
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, N.A. (USA)

Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 9.99 / 15.99%* None* Good*

Citi® Dividend Platinum Select® Card



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  • Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter.
  • Earn 1% cash back on all other purchases
  • 0% APR* on Balance Transfers for up to 12 months
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%
BT Only*
Up to 12 Months* As low as 10.99%* None* Excellent*

Miles by Discover® Card



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  • A Miles card with no annual fee!
  • No blackout dates
  • Double Miles on food and travel, up to $3,000 each year
  • 1 Mile for every $1 you spend
  • Unlimited Miles while your account is active
  • 0% Intro APR*
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 6 Months* 10.99%* None* Good*

Financial Rewards® Visa® Platinum Plus® Card



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  • 0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.)
  • Earn 5 bonus points with your first purchase.
  • Points do not expire for 5 years
  • Online Banking Service
  • Total Security Protection®
  • No Annual Fee
  • Card issued by FIA Card Services, NA.

Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 10.99%* None* Good*

Chase Free Cash Rewards(SM) Visa® Card



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  • 1 point for every eligible dollar in purchases
  • 1,000 Bonus Points after your first purchase
  • Intro 0% Fixed APR for up to 12 months*
  • No Annual Fee
  • Get your rewards with as few as 2,500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 12 Months* 10.99%* None* Good*

Citi PremierPass® Card



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  • 10,000 bonus points after $300 in purchases made within 3 months of account opening*
  • Earn 1 point for every dollar spent on all purchases*
  • Earn 1 point for every 3 miles you fly on any airline*
  • Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card*
  • Redeem points for flights on any airline with no blackout dates*
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%
BT Only*
Up to 12 Months* As low as 11.99%* None* Good*

Chase Flexible Rewards Platinum Visa® Card



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  • 0% Intro APR for up to 12 months*
  • Earn 1 point for every eligible dollar spent toward travel on any airline, shopping at your favorite stores or cash!*
  • Earn 1000 bonus points after first purchase*
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 12 Months* 10.99%* None* Good*

Discover® Open Road(SM) Card



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  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* Up to 12 Months* 10.99%* None* Good*

Blue from American Express®



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  • 0% APR on purchases for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
  • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
  • Membership Rewards Express® program
  • Express Approval.  Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* Up to 15 Months* As low as 9.99%* None* Excellent*

Bank of America Visa Signature® WorldPoints™ Rewards



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  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
  • No Annual Fee
  • Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
  • Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants.
  • Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
  • Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning, let Visa Signature Concierge handle all the details.
  • Card issued by FIA Card Services, NA.

Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 9.99 / 15.99%* None* Good*

Chase BP Visa®Card



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  • 0% APR for up to 6 months
  • No Annual Fee
  • Double Rebates for two months
  • 5% rebates on all participating BP location purchases
  • 2% rebates on all eligible travel and dining purchases
  • 1% rebates on all other eligible purchases
  • No limit on rebates
  • Redeem every $25 rebates for: BP Gift Card, cash, donation to the Conservation Fund

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%
BT Only*
6 Months* 11.99%* None* Good*

AT&T Universal Savings & Rewards Card



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  • Up to 10% savings for the first 12 months on AT&T purchases
  • 1 ThankYou Point for every dollar you spend on non-AT&T purchases
  • 0% APR* on Balance Transfers for up to 12 months
  • No Annual Fee
  • Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%
BT Only*
Up to 12 Months* As low as 9.99%* None* Good*

Discover® More(SM) Card - Clear



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  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* Up to 12 Months* 10.99%* None* Good*

Fidelity Investments Rewards Visa Signature® Card with WorldPoints™ Rewards



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  • Earn one Point for every dollar spent in net retail purchases.§
  • Points can be redeemed as a deposit into your eligible Fidelity Account; or redeem your Points for travel, merchandise and more.§
  • 0% Introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks through your first 12 billing cycles.
  • No Annual Fee.

Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 14.99%* None* Good*

BucksBack(SM) Platinum Edition® Visa® Card



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  • Receive $50 the first time you use your card*
  • Earn cash back on every purchase*
  • Earn additional $25 reward check or rebate credit to your account* for every $2,500 in purchases on the card.
  • Online access to view transactions, pay your bill, view up to seven years of prior statements and more!

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 12 Billing Cycles* As low as 9.99%* None* Good*

GM Flexible Earnings Card



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  • 0% introductory APR for 12 months (on balance transfers)
  • A full 1% cash back option
  • A full 1% earnings toward any other new vehicle
  • Triple your earnings to 3% toward an eligible, new GM vehicle
  • No annual fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%
BT Only*
12 Months* As low as 14.24%* None* Good*

Citi® Diamond Preferred® Card



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  • 0% APR* on balance transfers and purchases for up to 12 months
  • Citi® Indentity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online acount management
  • No annual fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* Up to 12 Months* As low as 8.49%* None* Good*

Ducks Unlimited WorldPoints™ Platinum Plus® Visa® Credit Card



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  • Bank of America makes a contribution to Ducks Unlimited with every purchase
  • Earn WorldPoints with every retail purchase you make with the card.
  • No annual fee
  • Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
  • Zero liability for unauthorized card use.
  • Card issued by FIA Card Services, N.A.

Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 9.99 / 15.99%* None* Good*

Maximum Rewards(SM) Platinum Edition® Visa® Card



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  • 0% APR* on purchases for 12 billing cycles after your account is opened
  • Earn 5000 Bonus Points upon first usage within the first 3 billing cycles after your account is opened* *
  • Earn rewards with every purchase* *
  • Huge array of redemption rewards
  • No annual fee
  • Online access to view transactions, pay your bill, view up to 7 years of prior statements and more!
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 12 Billing Cycles* As low as 9.99%* None* Good*

Gold Delta SkyMiles® Credit Card



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  • Earn up to 17,500 bonus SkyMiles®  - 15,000 bonus miles after your first purchase with the Card and 2,500 bonus miles for an Additional Cardmember
  • Always Double Miles® on eligible everyday purchases and all Delta purchases
  • One mile for every other eligible dollar spent
  • Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
  • No annual fee for the first year, then $95: $45 if you are a qualified American Express Cardmember
  • Express Approval.  Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 14.99%* $95* Good*

Bank of America Accelerated Rewards™ American Express® Card



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  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • No annual fee and the flexibility to pay over time
  • Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
  • Earn rewards faster with 1.25 points for every net retail purchase dollar§
  • Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
  • Free 24/7 Concierge Service
  • Access to more than 2,200 American Express Travel Services locations worldwide to help you.

Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 9.9%* None* Good*

Chase PerfectCard™ MasterCard®



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  • 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
  • 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
  • 1% rebates on ALL other purchases made anywhere else
  • 0% Intro APR for up to 6 months*
  • No Annual Fee
  • Earn rewards wherever the road takes you with the Chase PerfectCard.
    Rebates are automatically credited toward future purchases made on your card.

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 6 Months* 10.99%* None* Good*

Citi® Platinum Select® / AAdvantage® World MasterCard®



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  • 25,000 AAdvantage® bonus miles after you make $750 in purchases within 4 months
  • Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 100,000 miles per year
  • Redeem AAdvantage® miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide

Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 14.99%* $85 (First Year Free* Good*

IBERIABANK Visa® Gold Cash Back Rewards Card



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  • 1% cash back on everything you buy from day one.
  • No limit on cash back; no expiration for the life of your account
  • 0% Introductory APR on balance transfers for your first 6 billing cycles
  • No minimum to redeem for cash
  • No annual membership fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* As low as 8.24%* None* Excellent*

Citi® Home Rebate Platinum Select® MasterCard®



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  • Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months
  • Receive 1% on all other purchases
  • Rebate automatically applied to your mortgage principal
  • NO CAP or limits on the amount of rebates you can accumulate in a year
  • No annual fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%
BT Only*
12 Months* 9.99%* None* Good*

Pet Rewards™ Platinum Plus Visa® Credit Card



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  • 500 bonus points after your first purchase
  • 1 point for every dollar you spend on everyday purchases
  • Rewards begin at just 750 points
  • Earn points toward veterinary services, pet food discount certificates, and shelter donations
  • Earn two PetRewards Points for each dollar you spend at participating veterinary clinics, pet food retailers, farm and feed stores, and neighborhood pet specialty stores
  • Card issued by FIA Card Services, N.A.

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 6 Billing Cycles* 14.99%* None* Good*

Elite Rewards® World MasterCard®



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  • Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
  • Earn one point for every net retail purchase dollar you spend with your new Elite Rewards® World MasterCard® credit card.
  • No annual fee.
  • Earn 500 Bonus Points after first qualifying purchase with the account.
  • Earn Bonus Points for every net retail dollar you spend at participating merchants.
  • Card issued by FIA Card Services, N.A.

Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 9.9 / 15.99%* None* Good*

American Express® Preferred Rewards Gold Card



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  • Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card!
  • No Pre-Set Spending Limit
  • No annual fee for the first year - $125 Thereafter
  • The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 0%* $125* Excellent*

American Express® Preferred Rewards Green Card



Apply Online for This Credit Card