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Best Reward Credit Cards

Best Reward Credit Cards are similar to cash back credit cards in that they offer travel and frequent flyer miles, hotel rewards, gas rewards and many others just for using the card. We offer a selection of the best reward credit cards where consumers can search, preview and apply online for the credit card that best suits your needs. Using reward credit cards helps you accumulate points ad refunds on many offers you would'nt normally get a deal on. Each offer we display shows the credit cards APR, the annual fee, the credit required for approval and details about the offer. Please review all the cards below to find the best reward credit cards for you.


Discover® More® Card - American Flag



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  • 0% APR on Balance Transfers and Purchases for a full 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 6 Months* As low as 11.99 Variable%* None* Excellent*

Chase Freedom(SM)



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  • 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
  • Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
  • Up to an additional 20% cash back at select merchants when you shop online through Chase
  • 0% Intro APR and No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* Up to 6 Months on Purchases* As low as 12.99 Variable%* None* Good*

Blue Cash(R) from American Express



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  • When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
  • No Annual Fee
  • 0% Intro APR for 6 months on purchases
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
See Terms** See Terms* As low as 17.24%* No Annual Fee* Excellent*

Citi® Platinum Select® Card



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  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
  • Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* Up to 12 Months* As low as 11.99 Variable%* None* Good*

Miles by Discover® Card



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  • 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • Book any travel, anytime with no blackout dates or restrictions
  • 1 Mile for every $1 on all your other purchases
  • Unlimited Miles that never expire
  • No Annual Fee
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 6 Months* As low as 11.99 Variable%* None* Good*

FREE SPIRIT(TM) Onyx World MasterCard®



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  • Get 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
  • Get up to 10,000 additional miles for balance transfers made in the first 60 days after account opening
  • Annual fee waived for the first year
  • Get complimentary $9 Fare Club membership (a $39.95 value!)
  • Priority boarding and domestic priority check-in
  • Earn 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
  • Your miles never expire and more
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%
BT & CA Only*
6 Months** 14.24-17.24%* See Terms* Good*

American DreamCard™ MasterCard®



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  • Over $1.1 Million Awarded to Date!
  • Large monthly cash jackpots
  • Earn entries from everyday shopping
  • Get 1,000 entries just for applying!
  • A New Winner Every Month!
  • Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
  • *See terms and conditions for important rate, fee, and other cost information, and limitations

Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 14.99 or 21.99 V%* None- $59* Average*

Chase Sapphire(SM)



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  • Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • 24/7 Dedicated service advisors (No voice recording)
  • Premier travel and purchase protection benefits
  • All of this for no annual fee!
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* As low as 12.24 Variable%* None* Excellent*

IBERIABANK Visa® Gold Card



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  • Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
  • Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • No annual membership fee
  • Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
  • 25 Day grace period
  • Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Credit Needed
1.99%
BT & CA Only*
6 Billing Cycles* 8.25 - 14.25%* None* Excellent*

Blue Sky from American Express(R)



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  • 0% Intro APR for 6 months on purchases
  • Earn 1 point for every dollar you spend
  • Points good on any airline, hotel, car rental and more.
  • No blackout dates or travel restrictions
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
See Terms** See Terms* As low as 17.24%* No Annual Fee* Good*

Discover® More® Card



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  • 0% APR on Balance Transfers for a FULL 12 months
  • 0% APR on Purchases for a FULL 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 6 Months* As low as 11.99 Variable%* None* Excellent*

American Express (R) Preferred Rewards Gold Card



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  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A%* $125 annual fee* Excellent*

IBERIABANK Visa® Platinum Card



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  • Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
  • Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • Travel accident coverage up to $1,000,000
  • No annual membership fee
  • Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
  • 25 day grace period
  • Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Credit Needed
1.99%
BT & CA Only*
6 Billing Cycles* 8.25 - 14.25%* None* Excellent*

Discover® More® Card - Wildlife Collection



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  • 0% APR on Balance Transfers and Purchases for a full 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 6 Months* As low as 11.99 Variable%* None* Excellent*

Citi Forward® Card



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  • The credit card that rewards you for good behavior.
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • 6,000 bonus points after $250 in purchases are made within 3 months of account opening.
  • 2,500 bonus points when you sign up for paperless statements within 3 months of account opening.
  • 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • 0% APR for 7 months on purchases and balance transfers.

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 7 Months* 14.24 Variable%* None* Good*

Discover® More® Card - Sealife Collection



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  • 0% APR on Balance Transfers and Purchases for a full 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 6 Months* As low as 11.99 Variable%* None* Excellent*

Discover® Open Road(SM) Card



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  • Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
  • 5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 6 Months* As low as 11.99 Variable%* None* Good*

TrueEarnings(R) Card from Costco and American Express



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  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
Intro APR Intro Period Regular APR Annual Fee Credit Needed
See Terms** See Terms* 15.24%* See Terms* Excellent*

Discover® Student Card - Clear



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  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%** 6 Months* 14.99%* None* Good*

Blue from American Express(R)



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  • 0% Intro APR for 6 months on purchases
  • No Annual Fee
  • Earn Membership Rewards(R) points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
See Terms** See Terms* As low as 15.24%* No Annual Fee* Excellent*

Discover® Student Card - Monogram Collection



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  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%** 6 Months* 14.99%* None* Good*

Discover® Student Card - Tropical Beach



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  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%** 6 Months* 14.99%* None* Good*

Discover® Student Card



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  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online
  • Double rewards with more than 100 Cashback Bonus Partners
  • Customer Service in less than a minute, anytime you want

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%** 6 Months* 14.99%* None* Good*

Citi® mtvU™ Platinum Select® Visa® Card for College Students



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  • 0% APR* on purchases for 7 months if you qualify based on your application and credit history.*
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
  • Earn 1 ThankYou Point for every dollar you spend on all other purchases.
  • Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit.
  • Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA.
  • Redeem points for gift cards, travel, electronics, music and more.
  • No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% APR** See Terms* As low as 17.24 Variable%* None* Good*

Platinum Delta SkyMiles(R) Credit Card from American Express



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  • Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
  • Earn one companion Coach Class ticket each year upon renewal
  • Earn at least 1 mile for every eligible dollar spent
  • Miles never expire and there is no cap on the miles you can earn
  • Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee Credit Needed
See Terms** See Terms* 14.50%* $150 per year* Excellent*

Platinum Card(R) from American Express



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  • Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
  • By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
  • Complimentary Airport Club Access
  • The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A%* $450 annual fee* Excellent*

American Express(R) Premier Rewards Gold Card



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  • Earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership
  • Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
  • Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
  • No annual fee for your first year, a savings of $175
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A%* See Terms* Good*

Biodegradable Discover® More® Card



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  • Help protect the planet with the new biodegradable Discover Card
  • Card plastic breaks down 99% within five years in landfill conditions
  • 0% APR on Balance Transfers and Purchases for a full 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 6 Months* As low as 11.99 Variable%* None* Excellent*

Citi Forward® Card for College Students



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  • The credit card that rewards you for good behavior.
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • 3,500 bonus points after $250 in purchases are made within 3 months of account opening.
  • 2,500 bonus points when you sign up for paperless statements within 3 months of account opening.
  • 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • 0% APR for 7 months on purchases.

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 7 Months* 17.24 Variable%* None* Good*

Delta Reserve Credit Card



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  • Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
  • Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
  • Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
  • Complimentary Crown Room Club(R) access for you and two guests
  • Access to American Express(R) Concierge Services
  • Pay with Miles - pay for all or part of any Delta flight with your miles
Intro APR Intro Period Regular APR Annual Fee Credit Needed
See Terms** See Terms* 14.50%* $450 per year* Excellent*

Escape by Discover® Card



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  • 25,000 Bonus Miles – 1,000 Miles each month you make a purchase the first 25 months
  • Unlimited Double Miles on all purchases
  • Book any travel, anytime with no blackout dates or restrictions
  • 2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping site
  • Enhanced travel benefits
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
  • $60 Annual Fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 6 Months* As low as 11.99 Variable%* $60* Excellent*

Capital One Venture(SM) Rewards Credit Card



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  • 2 miles per dollar on every purchase, every day
  • 10,000 bonus miles when you spend $1,000 in your first 3 months
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • No foreign transaction fees
  • Exclusive award-winning customer service
  • Visa Signature® benefits like complimentary concierge and travel upgrades
  • First year's annual fee is on us
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* 13.9 (V)%* $59* Excellent*

Capital One VentureOne(SM) Rewards Credit Card



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  • 1.25 miles per dollar on every purchase, every day
  • Redeem miles for airline tickets, hotel rooms, car rentals and more
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • Use rewards for travel, merchandise, gift cards and more
  • 0% intro APR on purchases until February 2011
  • No foreign transaction fees
  • No annual fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases* Until February 2011* 13.9 (V)%* None* Excellent*

Capital One® Orbitz® Visa® Platinum - Excellent



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  • 3 points per dollar spent on eligible Orbitz.com bookings
  • Get 1 point per dollar on all other purchases
  • Bonus points on eligible Orbitz.com bookings
  • No limit on the points you can earn and points don't expire
  • Redeem for Travel, Merchandise, Gift Cards and more
  • Earn travel quickly with low redemption minimums
  • 250 point refueling bonus when you redeem points for awards
  • No annual fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases* Until February 2011* 13.90 (V)%* None* Excellent*

Discover® More® Card – Monogram



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  • 0% APR on Balance Transfer for a FULL 12 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed
2.99%* 12 Months* As low as 12.99 Variable%* None* Excellent*

Discover® More®Card – Shamrock



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  • 0% APR on Purchases for a FULL 9 months
  • 0% APR on Balance Transfers for a FULL 12 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 9 Months* As low as 12.99 Variable%* None* Excellent*

Discover® More®Card - $50 Cashback Bonus®



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  • 0% APR on Balance Transfers for a FULL 12 months
  • 0% APR on Purchases for a FULL 6 months
  • Get $50 Cashback Bonus after your first $599 in purchases
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Credit Needed
0%* 6 Months* As low as 12.99 Variable%* None* Excellent*

MTV® Visa® Card From Capital One®



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  • Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
  • Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
  • 1 point per $1 spent on everything else
  • 25 bonus points each billing period you keep your account in good standing by paying on time
  • Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
  • Also, redeem for Travel, Merchandise, Gift Cards and more
  • No limit on the points you can earn and points don't expire
  • 0% intro APR--pay no interest on purchases until February 2011
  • No annual fee

Intro APR Intro Period Regular APR Annual Fee Credit Needed
0% on purchases* Until February 2011* 16.90 (V)%* None* Good*

Zync(SM) from American Express



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  • Enjoy a low annual fee of just $25 for Basic Card
  • Pay no interest - that's because you pay in full each month
  • Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
  • Protect eligible purchases with Purchase Protection and Extended Warranty
  • Earn Membership Rewards(R) points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards
Intro APR Intro Period Regular APR Annual Fee Credit Needed
N/A* N/A* N/A%* $25 annual fee* Good*
 


* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

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